单选题   When companies consider their benefits mix, coverage for medical care is often top-of-mind. Yet there may be another, even more powerful concern driving employee coverage preferences: vision care. Roughly 75% of adults in the United States require some type of vision correction, and 84 percent of adults believe that vision benefits are somewhat or very important to them. As a result, vision assistance is moving higher and higher on the list of sought-after employee benefits.
    What's driving the trend? One factor is the increasing power of eye examinations to detect systemic illness. In addition to identifying nearsightedness, farsightedness and astigmatism, routine eye exams now play a role in diagnosing conditions such as diabetes, brain aneurysms (脑动脉瘤), liver disease and stroke risk.
    Early identification, in turn, translates into markedly lower expenditures for employers. In 2014, eye problems will cost companies an estimated $8 billion in reduced productivity. Making sure employees get the right eye care helps employers reduce these losses. At the same time, it boosts their ability to retain loyal workers.
    So what's the best way to get patients into the exam chair? One way is to provide a vision plan that lowers out-of-pocket (自己付费的) expenses. Indeed, research shows that out-of-pocket expense—not premiums—is the number-one factor employees consider when choosing a vision plan. 'And that's just smart,' says independent insurance broker Shannon Enders. 'Premiums make up only about 30 percent of total out-of-pocket expenses. So it pays to look beyond the premium and see the real cost of a plan.'
    A study conducted by Service Excellence Group Inc., a leading market research company, shows how the right vision insurance plan can result in across-the-board (全面的) savings for employees. The study compared the prices customers with different insurance plans paid for the same popular pair of eyeglasses at independent doctors and retail chains. It found that customers with insurance plans that were most successful at keeping out-of-pocket expenses low saved hundreds of dollars.
    With eyeglasses becoming as much of a fashion accessory (装饰品) as a vision aid, forward-thinking companies are beginning to take note. Enders says more of his clients are saying yes to vision care plans. 'Employees care about their eyes,' he says. 'And offering benefits packages with the features employees care most about will become an even more important corporate strategy going forward.'
单选题     What is the meaning of the last sentence of paragraph one?
 
【正确答案】 B
【答案解析】句义理解题。结合上文可知,人们对视力的关注度日益增加,视力补助这一项在受欢迎的员工福利清单上的位置越来越靠前,成为越来越受欢迎的福利。故选B。
单选题     What are the functions of eye examinations?
 
【正确答案】 D
【答案解析】细节理解题。根据文章第二段可以知道,眼科检查不仅能够检测出近视、远视及散光,还可以诊断像糖尿病、脑动脉瘤、肝脏疾病及中风风险这样的全身性疾病。故选D。
单选题     What are the advantages of right vision care plan for the employers?
 
【正确答案】 C
【答案解析】细节理解题。由文章第三段可知,早期的检查可以降低雇主的开支,而确保员工接受合理的眼部护理,可以减少因视力问题引起的生产率降低造成的损失,同时这样的福利能够增强公司留住忠诚员工的能力。故选C。
单选题     What does the study of Service Excellence Group Inc. suggest?
 
【正确答案】 A
【答案解析】段落理解题。该研究比较了拥有各种视力保险计划的顾客分别在独立医生那里及零售连锁店购买同一副眼镜的价格,最后发现,最节约白付费用的视力保险计划可帮助顾客节省几百美元。也就是说,对员工来说,最合理的计划最节省开支。故选A。
单选题     What can be learned from Shannon Enders' words?
 
【正确答案】 C
【答案解析】句义理解题。由文章第三段可知,考虑保险费用以外的问题以及计划的实际花费可以得到很大的回报,并不是说这样做的开支很大;根据最后一段话可知,提供与员工最关心的问题有关的福利已成为重要的企业长远发展战略,因此为长远计,公司应当认真对待员工最关心的福利问题。故选C。