单选题 Questions 9 to 12 are based on the conversation you have just heard.
【正确答案】 B
【答案解析】[听力原文]
W: Good morning and welcome to today"s program. Have you always wanted to invest, but didn"t know where to get started? Today"s show will help you with this problem. Very happily, we have Mr. Brown as our guest. Welcome to our program, Mr. Brown.
M: It"s a pleasure to be here.
W: Now, Mr. Brown, can you give us some suggestions on how to invest wisely?
M: Well, I think there are three basic guidelines to smart investment.
W: What are they?
M: Number one is to have clear goals. Decide how many years you will invest for, and what your needs will be in the future.
W: I see. First, we should have a clear goal. That"s definitely important. Then what is the second guideline?
M: Number two is to understand the range of possibilities. You"ll want diversified investments: one with a mix of stocks, mutual funds, bonds, and cash. It"s a jungle out there. Each of these products has different risks associated with them and also different potential rewards. Understand them before you buy, so there won"t be any big surprises later.
W: That sounds quite reasonable. Well, what about the third guideline?
M: Finally, number three is to have realistic expectations. Keep this in mind: he who wishes to be rich in a day will be hanged in a year. You should invest for the long term since the stock market has both up and down years.
W: That"s quite true. For example, over the past several years, New York stocks have averaged 30% annual returns, but this may not continue for long. Well, that"s today"s show. Thank you, Mr. Brown, for joining us.
M: My pleasure.

What are the two speakers mainly talking about?

[解析] 本题属于主旨题。根据对话开头提到的“Have you always wanted to invest, but didn"t know where to get started?”以及“Can you give us some suggestions on how to invest wisely?”可知,这段对话是在讨论怎样进行合理的投资,故答案为B。
【正确答案】 C
【答案解析】[听力原文]
What is the first guideline to investment?

[解析] 对话中男士提到的第一个基本方针是“首先要有清晰的目标”,由此可知答案为C。
【正确答案】 C
【答案解析】[听力原文]
According to Mr.Brown, what is the second guideline?

[解析] 对话中男士提到的第二个基本方针是“了解可能性的范围”,接着具体介绍了了解投资的风险以及潜在的收益,故答案为C。
【正确答案】 A
【答案解析】[听力原文]
What do we learn about the stock market from the conversation?

[解析] 对话中男士提到第三个方针是“拥有比较现实的期望”,接着具体解释了这个方针:You should invest for the long term since the stock market has both up and down years,由此可知股票市场有涨有跌,故答案为A。