【正确答案】
D
【答案解析】[听力原文] M: Mary, I just got into a small accident with my new car. W: Are you alright? What happened? M: I am fine. When I was looking for a parking spot I hit another car. I ran into its back bumper as it was backing out of a parking space. Fortunately, the driver did not get hurt. W: Thank God. Well, you do have insurance, right? M: Yes. I am so thankful that I pay a little extra every month for full coverage. W: What is the difference between full coverage and liability only? M: Full coverage costs more, but it will pay more to have your car fixed if you get into an accident. Liability would only take care of damages to someone else's car, but not mine. W: So you won't have to pay for the damages to your car from the accident today. M: I have to pay a small amount of deductible, but it is still a lot less than I would have to pay to fix the car myself. W: Does your insurance cover the damage to the other car too? M: Usually it would, but the other driver did not have any insurance. W: If a driver does not have insurance then you are not responsible for damages to their car? M: Yes, because you are not supposed to drive at all unless you have insurance. W: Did you receive a ticket for the accident? What about the other driver? M: The police officer gave me a small ticket because it was my fault. The other driver's ticket was higher because he did not have insurance while driving. What happened to the man today? 对话一开始男士就说他今天开新车出了一起小事故，但是并没有受伤，后来又提到他是在找停车位的时候撞到了另外一辆车。排除A、B、C三项，故选D。