单选题
Saving Money

Where you save your money often depends on what you are saving for. If you are saving to buy a CD or to go to a concert, then probably you would keep your money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip, where would you save your money?
One place to save money is the bank. Putting your money in a savings account will help your money early more money. If you put your money in a piggy bank (猪形储蓄罐), one year later you'll still have the same amount of money you put in. If you put your money in a savings account, one year later, you'll have more money than you put in. Why?
When you keep your money in a bank, your money earns interest. Interest is the amount of money a bank pays you to use your money. The bank uses your money (and the money of other people, too) to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account. It also tells you how much interest you have earned. If you leave your money in the bank, you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD. If you have some money that you don't need to use for a long time, this is a good way to make your money grow.
You can buy a CD at a bank. You agree not to use the money for a certain period of time. That period might be from six months to five years. You can't touch your money during that time If you do, you must pay a penalty, or fee.

单选题 Your money will earn more money if you put it ______.
【正确答案】 D
【答案解析】[解析] 该题问的是:哪一种方式能使你的钱越滚越多?把钱放在你的房间里、猪形储蓄罐里或你的口袋里显然都不会使你的钱变得更多。
单选题 A bank pays you interest for ______.
【正确答案】 C
【答案解析】[解析] A:浪费你的钱;B:失去你的钱;D:减少你的钱。第四段有这样一句话:Interest is the amount of money a bank pays you to use your money。利息是因为银行用了你的钱付给你的。因此C才是正确的答案。
单选题 Among other things, a bank statement tells you ______.
【正确答案】 A
【答案解析】[解析] A:你在银行中有多少钱;B:当前的利率;C:当前的兑换率;D:存钱的最好办法。A是正确的,答案在第五段。
单选题 If you draw your money before it is due, you will have to ______.
【正确答案】 D
【答案解析】[解析] 答案在倒数第二段的最后一句。
单选题 The word "touch" in paragraph 7 could be best replaced by ______.
【正确答案】 C
【答案解析】[解析] 最为合适的是use。