问答题
阅读下面短文。请完成短文后的2项测试任务：(1)从第16～20题后所给的6个选项中为第①～⑤段每段选择l个正确的小标题；(2)从第21～25题后所给的6个选项中选择5个正确选项，分别完成每个句子。
Pawn Shops(当铺) ① Pawn shops are businesses where people bring their possessions to sell or to get a short-term loan.Pawn shops may be large or small, clean or dirty, but they are all full of stories.The United States has about ten thousand of them.
② In the past few years, pawn shops have been doing business with more people than ever before.That is because many lenders(贷方) now do business only with individuals having good credit records or a high-paying job.Often, the individuals most in need of a loan have poor credit records.But they do not need a good job or credit record to get a loan from a pawnbroker(典当商).They only need to have something of value.
③ When a divaditional lender agrees to provide a loan, it may take days or weeks before an individual receives the money.But pawnbrokers will give a loan in just a few minutes based on the resale value of an object and without asking about the person’s job or credit history.
④ Many pawn shops specialize in jewelry.But most shops accept almost anything of value, including computers, musical insdivuments, guns, old coins and so on.The item itself acts as the security, or collateral (抵押物), for the loan.If the loan is not repaid, the object can be sold.Customers can get the object back at any time by repaying the loan plus the interest and fees they agreed to pay.Or they can pay the interest and leave the item at the pawn shop for a while longer.
⑤ The National Pawnbrokers Association is a national divade group representing pawnbrokers.The association calls pawn-brokering “one of humankind’s oldest financial institutions”.It says pawnbrokers operated three thousand yeas ago in ancient China and in early Greek and Roman times.
Task 1 16.Paragraph ①：
17.Paragraph ②：
18.Paragraph ③：
19.Paragraph ④：
20.Paragraph ⑤：
Task 2
21.People bring their valuable things to pawn shops to ______.
22.People who have poor credit records are more likely to ______.
23.Pawnbrokers pay more attention to the resale value of an object instead of ______.
24.If customers want to get their objects back they must ______.
25.The pawn shop may keep the object for a longer time on the condition that ______.
Pawn Shops(当铺) ① Pawn shops are businesses where people bring their possessions to sell or to get a short-term loan.Pawn shops may be large or small, clean or dirty, but they are all full of stories.The United States has about ten thousand of them.
② In the past few years, pawn shops have been doing business with more people than ever before.That is because many lenders(贷方) now do business only with individuals having good credit records or a high-paying job.Often, the individuals most in need of a loan have poor credit records.But they do not need a good job or credit record to get a loan from a pawnbroker(典当商).They only need to have something of value.
③ When a divaditional lender agrees to provide a loan, it may take days or weeks before an individual receives the money.But pawnbrokers will give a loan in just a few minutes based on the resale value of an object and without asking about the person’s job or credit history.
④ Many pawn shops specialize in jewelry.But most shops accept almost anything of value, including computers, musical insdivuments, guns, old coins and so on.The item itself acts as the security, or collateral (抵押物), for the loan.If the loan is not repaid, the object can be sold.Customers can get the object back at any time by repaying the loan plus the interest and fees they agreed to pay.Or they can pay the interest and leave the item at the pawn shop for a while longer.
⑤ The National Pawnbrokers Association is a national divade group representing pawnbrokers.The association calls pawn-brokering “one of humankind’s oldest financial institutions”.It says pawnbrokers operated three thousand yeas ago in ancient China and in early Greek and Roman times.
Task 1 16.Paragraph ①：
17.Paragraph ②：
18.Paragraph ③：
19.Paragraph ④：
20.Paragraph ⑤：
Task 221.People bring their valuable things to pawn shops to ______.
22.People who have poor credit records are more likely to ______.
23.Pawnbrokers pay more attention to the resale value of an object instead of ______.
24.If customers want to get their objects back they must ______.
25.The pawn shop may keep the object for a longer time on the condition that ______.
【正确答案】【文章导读】文章主要围绕当铺介绍了它的功能、发展历史和经营模式。
16.D 段落大意：当铺是人们把自己的物品拿去典当或者获得短期贷款的地方。第一段主要解释了什么是当铺。D项的意思为“什么是当铺”，符合题意，故选D。
17.F 段落大意：在过去的几年里，当铺的生意前所未有得好。因为现在许多贷方只肯给信誉好，收入高的人贷款，因此多信誉不好或者收入不高的人就选择去当铺贷款。第二段主要讲的如今的当铺，F项的意思为“当铺现今的发展状况”，符合题意，故选F。
18.A 段落大意：传统的贷方再给你贷款之前，需要数天甚至好几周。相比而言，当铺贷款要简单、快得多。这一段讲述了当铺贷款的迅捷，A项的意思为“从典当商那儿快速贷款”，符合题意，故选A。
19.C 段落大意：很多当铺专收珠宝，但大多数当铺只要是值钱的物品就收。你押给他的物品作为抵押物，他就会给你贷款，如果贷款没有及时还，抵押物就被转卖了。这一段主要介绍了当铺的经营流程，C项的意思为“当铺是怎么经营的”符合题意，故选C。
20.E 段落大意：全国典当商协会是是一个全国性的典当组织，它把当铺看作“人类最古老的金融机构之一”。本段主要介绍了当铺在世界上的悠久历史。E项的意思为“典当：一个历史悠久的行业”，符合题意，故选E。
21.E 细节理解题。由第一段第一句“Pawn shops are businesses where people bring their possessions to sell or to get a short-term loan.”可知，人们抵押物品是为了获得贷款，E项符合题意，故选E。
22.A 细节理解题。由第二段最后两句话“But they do not need a good job or credit record to get a loan from a pawnbroker.They only need to have something of value.”可知，去当铺贷款的通常是信用度不高或收入不高的人群，A项符合题意，故选A。
23.B 细节理解题。由第二段最后两句“But they do not need a good job or credit record to get a loan from a pawnbroker.They only need to have something of value.”可知，典当商并不关注贷款人的信用度和工作。B项符合题意，故选B。
24.D 细节理解题。由第四段倒数第二段“Customers can get the object hack at any time by repaying the loan plus the interest and fees they agreed to pay.”可知，要想拿回他们抵押的物品，他们就必须还贷款和利息。D项符合题意，故选D。
25.F 细节理解题。由第四段最后一句“Or they can pay the interest and leave the item at the pawn shop for a while longer.”可知，如果支付利息，当铺可以保留物品更久一点。F项符合题意，故选F。
16.D 段落大意：当铺是人们把自己的物品拿去典当或者获得短期贷款的地方。第一段主要解释了什么是当铺。D项的意思为“什么是当铺”，符合题意，故选D。
17.F 段落大意：在过去的几年里，当铺的生意前所未有得好。因为现在许多贷方只肯给信誉好，收入高的人贷款，因此多信誉不好或者收入不高的人就选择去当铺贷款。第二段主要讲的如今的当铺，F项的意思为“当铺现今的发展状况”，符合题意，故选F。
18.A 段落大意：传统的贷方再给你贷款之前，需要数天甚至好几周。相比而言，当铺贷款要简单、快得多。这一段讲述了当铺贷款的迅捷，A项的意思为“从典当商那儿快速贷款”，符合题意，故选A。
19.C 段落大意：很多当铺专收珠宝，但大多数当铺只要是值钱的物品就收。你押给他的物品作为抵押物，他就会给你贷款，如果贷款没有及时还，抵押物就被转卖了。这一段主要介绍了当铺的经营流程，C项的意思为“当铺是怎么经营的”符合题意，故选C。
20.E 段落大意：全国典当商协会是是一个全国性的典当组织，它把当铺看作“人类最古老的金融机构之一”。本段主要介绍了当铺在世界上的悠久历史。E项的意思为“典当：一个历史悠久的行业”，符合题意，故选E。
21.E 细节理解题。由第一段第一句“Pawn shops are businesses where people bring their possessions to sell or to get a short-term loan.”可知，人们抵押物品是为了获得贷款，E项符合题意，故选E。
22.A 细节理解题。由第二段最后两句话“But they do not need a good job or credit record to get a loan from a pawnbroker.They only need to have something of value.”可知，去当铺贷款的通常是信用度不高或收入不高的人群，A项符合题意，故选A。
23.B 细节理解题。由第二段最后两句“But they do not need a good job or credit record to get a loan from a pawnbroker.They only need to have something of value.”可知，典当商并不关注贷款人的信用度和工作。B项符合题意，故选B。
24.D 细节理解题。由第四段倒数第二段“Customers can get the object hack at any time by repaying the loan plus the interest and fees they agreed to pay.”可知，要想拿回他们抵押的物品，他们就必须还贷款和利息。D项符合题意，故选D。
25.F 细节理解题。由第四段最后一句“Or they can pay the interest and leave the item at the pawn shop for a while longer.”可知，如果支付利息，当铺可以保留物品更久一点。F项符合题意，故选F。
【答案解析】