阅读理解 During her junior year of high school, Candice Backus's teacher handed her a sheet and instructed the 17-year-old to map out her future financial life. Backus pretended to buy a car, rent an apartment, and apply for a credit card. Then, she and her classmates played the "stock market game, " investing the hypothetical(假设的)earnings from their hypothetical jobs in the market in the fateful fall of 2008. "Our pretend investments crashed , "Backus says, still horrified. " We felt what actual shareholders were feeling. "
That pain of earning and losing money is a feeling that public school increasingly want to teach. Forty states now offer some types of financial instruction at the elementary or high-school level, including lessons in balancing checkbooks(支票本)and buying stock in math and social-studies classes. The interest in personal-finance classes has risen since 2007 when bank failures became a regular occurrence.
Rather than teach investment strategies, these courses offer a basic approach to handling money: Don't spent what you don't have. Put part of your monthly salary into a saving account, and invest in the stock market for the long-term rather than short-term gains. For Backus, this means dividing her earnings from her part-time job at a fast-food restaurant into separate envelopes for paying bills, spending, and saving. " Money is so hard to make but so easy to spend, "she says one weekday after school.
After Backus finished her financial classes, she opened up a savings account at her local bank and started to think more about how she and her family would pay for college. "She just has a better understanding of money and how it affects the world ," says her mother, Darleen. All of this talk of money can make Backus worry, she says, but luckily, she feels prepared to face it.
单选题 The purpose of the high school class's "stock market game" is to______.
【正确答案】 C
【答案解析】推断题。第三段“Rather than teach investment strategies,these courses offer a basicapproach to handling money:Don’t spent what you don’t have.Put part of your monthly salary intoa saving account,and invest in the stock market for the long—term rather than short—term gains.”这几句说,“这些课程的目的不是教投资策略,而是教给学生最起码的理财方法:不要寅吃卯粮,而是要把每月的薪水存到银行账户,或者投资股市,以求长期利益,而不要太注重短期收入。”而且,从第一段在讲述完Backus课堂上的stock market game之后,Backus仍对投资亏损这件事心有余悸可以看出,该课堂达到了教学目的,也就是让学生对投资这件事有真切的体会。因此,学校开设这样的课的目的应该选C选项“了解投资知识”。
单选题 Student interest in taking classes on finance has increased because of______.
【正确答案】 A
【答案解析】推断题。根据第二段最后一句“The interest in personal—finance classes has risensince 2007 when bank failures became a regular occurrence.”可知,学生对个人理财课程兴趣越来越浓,主要是因为自2007年以来,时有银行由于经营不善而倒闭。选项A“the state of theeconomy(经济状况)”是对原文中具体事例的抽象概括。原文中的“bank failures became aregular occurrence(时有银行倒闭)”是事例,是具体的,选项A的“the state of the economy(经济状况)”是虚的,是抽象的概括,是实转虚的典型例题。
单选题 According to the passage, taking money management courses will help to______.
【正确答案】 D
【答案解析】推断题。与本试卷第二题类似,正确选项是对原文的同义替换。D选项中prevent from going into debt(防止欠债)”是对原文第二段中“lessons in balancing checkbooks(平衡支票本)”及第三段中“Don't spent what you don't have.Put part of your monthly salary intoa saving account(不要欠债花钱,每月把部分薪水存人储蓄账户)…”的同义替换。
单选题 After Candice Backus completed the class about money, she______.
【正确答案】 D
【答案解析】推断题。还是与本试卷第二题类似,此题正确选项也是对原文的同义替换。正确选项D用“more competent(更有能力应对)”同义替换了原文最后一句中的“feels preparedto face it(觉得已经做好了准备)”,属典型的文字游戏题。
单选题 The author's attitude toward financial classes in public school is______.
【正确答案】 A
【答案解析】观点态度题。这篇文章虽然没有具体哪句话直接点明作者的态度,但是在字里行间说的都是学校上理财课的优点,比如第一段Backus感受到投资失败的心痛,第二段学校教学生们感受投资带来的情绪波动,第三段学校教学生基本的理财观念,第四段Backus妈妈对这个课表示赞赏。所以答案应该为A。