单选题  
单选题    
 
【正确答案】 C
【答案解析】[听力原文] Good morning, ladies and gentlemen, and thank you Mr. Chairman for that kind introduction. This morning I'm here to share some thoughts about our industry—the insurance. It is the job of insurance to reduce or remove risks. And that's something today's businesses need. In a world where new risks seem to be created out of thin air every day, businesses must be able to reduce their risks—otherwise no one will ever want to invest or take a risk again. How do we respond to a situation where our customers want us, but in which all our thinking and planning was just the opposite? How do we respond to a world that looks the same, in which people continue to go about their daily business, their ordinary lives as we insist on calling them, but a world which feels tangibly different...a world in which a new mood now prevails. The world is different—we now need to behave differently. And that's the challenge before the insurance industry today. Then how differently? Well to try to give you some of the answers, I want to cover three main points this morning. First, I want to take a critical look at some of the trends and pressures affecting the US and world markets over the last year. You'll be familiar with many of these individually, but it's when we look at them collectively—when we see the pattern they form—that it becomes clear we're now operating in unknown—and perhaps dangerous—waters. All of this, I believe, has a great deal of impact on our current thinking about the so-called 'insurance cycle'. Next, I want to put forward the response which I believe we need to make as an industry to this new insurance environment. Finally, I want to share with you how the company is taking control of its own destiny and will no longer allow external forces such as the insurance cycle to drive it in a direction it no longer wishes to travel. So let's begin by looking at the state of the insurance industry and the economy last year and think about what all of this means for the insurance cycle. What do today's companies need according to the speaker? 选项皆为不定式,推测题目可能询问某事件的目的。主讲人指出,保险的作用是降低和消除风险(to reduce or remove risks),而这是当今企业的共同需求,C项“降低风险”符合题意。A项“做生意”过于笼统宽泛,且没有扣紧题意。B项“投保”混淆因果,企业需要降低风险,所以他们才选择保险。因为企业投资,所以需要降低风险,D项“投资”也不符合题意。
单选题    
 
【正确答案】 D
【答案解析】[听力原文] What is the challenge of the insurance industry? 主讲人列举了商业大环境中的新变化,提到世界在变(The world is different),保险业要与时俱进,接着总结出这是保险业当前的挑战,D项“如何应对一个不同的世界”是这部分内容的概括。A项“如何投资和承担风险”和C项“如何继续发展日常业务”是保险业发展的大前提,并非挑战。B项“如何为消费者筹划”表述与录音意思不符,录音中是说要如何应对消费者的意愿与保险公司的构想和筹划大相径庭的情况。
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【正确答案】 B
【答案解析】[听力原文] What is the insurance company thinking about by studying market trends and economy? 录音末尾提到,主讲人开始回顾去年保险业状况和经济大环境,并思考这些问题对保险周期(insurance cycle)的意义所在,所以B项“保险周期”正确。A项“降低风险”和C项“公司需求”均在录音开头提到,但不是主讲人提到去年保险业状况和经济环境时考虑的问题,故排除。D项“掌控命运”则在演讲的第三点中有提到,但与问题无关。