【正确答案】 D

【答案解析】[解析] 首段中作者列举了三种情形并给出了评估：
① There can be little prospect of raising the sort of sums required from friends and people．
②．．．banks may agree to provide short-term finance，they are generally unwilling to provide money on a permanent basis for long- term projects．
③So companies turn to the public，persuading people to lend them money．．.
通过此三种比较，便知①②不切合实际，无法使公司“develop new products and create new jobs”。③是作者比较得出的最佳方案。