阅读理解
If you''re in your 20s, you own your first car, your career is more or less launched, and you''re starting to look forward to owning a home. But you''re worried, too. Perhaps you''ve got some debt. You probably don''t have much in the way of savings. And with all your expenses, it doesn''t look like you''ll be able to improve that situation soon.
If you wonder how to cut corners, there''s an obvious place to look at you spending habits.
Do you buy a soda each weekend? Waste $1 a day for 40 years and, when you''re set to retire, you''ll find your account is short by $190,000. Grab a calculator and you''ll discover that, over 40 years, going out to dinner twice a month at $40 each time amount to half a million. Even a pack-a-day cigarette habit will lighten your retirement account by $330, 000. And the same with cable TV and those cool earrings. They will probably amount to as much as one million.
So, the first clue to accumulating wealth is this: focus on your spending habits. Here are a couple of tricks to help you save even if you swear you can''t afford to. Stop buying things that fall rather than rise in value. Pay yourself first: before you pay the monthly bills, send $25 to a mutual fund. Stop spending coins. From now on, spend only paper currency, and keep the change every day. Get your family involved, and you''ll double your savings use discount tickets at the supermarket, but use them correctly. How? If you really want to make these tickets worthwhile, you actually must invest into your mutual fund the amount you save by using the tickets. Otherwise, you''re wasting your time —— and your money.
单选题
It is implied in the first paragraph that_________.
单选题
According to the author, if you want to save up, you should_________.
【正确答案】
A
【答案解析】该题考查读者对文章第二段内容的理解。该段只有一句话，信息比较集中，可以利用句子结构和词汇意义进行判断。关键短语是look at you spending habits“注意你花钱的习惯”，而其中1ook at在这里是“注意、当心”的意思。B、C、D三项都不合乎逻辑。根据原文的意思，A项是正确答案。
单选题
If you do not waste in the ways mentioned in paragraph 3, how much can you save upon retirement?
【正确答案】
B
【答案解析】该题考查读者对文章第三段数字的理解。作者列举了几个方面的花费，在结尾的句子中总计了这几项花费的总和为as much as one million“高达一百万”。做这一题时，只要仔细逐个地看各项数字所指的项目，就可以找到正确答案。
单选题
The author tries to prove that if you want to save money properly you should_________.
【答案解析】该题的答案在文章的最后一段。所有的四个选项都在原文的基础上有了变动。因此，要对照原文句子的出处仔细进行对比，找出与原句意思不同的选项。A项的意思与Stop buying things that fall rather than rise in value基本一致。C项与Stop spending coins相同。D项基本概括了关于“折扣券”的内容。B项的意思是从月帐单中抽出$25，这与原文的内容是不同的。