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If you are buying a property in France, whether for a permanent or
a holiday home, it is important to open a French bank account. Although it is
possible to exist on traveller's cheques, Eurocheques and credit cards {{U}}
{{U}} 1 {{/U}} {{/U}}by British banks, the {{U}} {{U}}
2 {{/U}} {{/U}}for these {{U}} {{U}} 3 {{/U}} {{/U}}can
be expensive. The simplest way to pay regular {{U}}
{{U}} 4 {{/U}} {{/U}}, such as electricity, gas or telephone,
{{U}} {{U}} 5 {{/U}} {{/U}}when you are not in residence, is by
direct debit(a sum withdrawn from an account)from your French account. To
{{U}} {{U}} 6 {{/U}} {{/U}}a current account, you will need to
{{U}} {{U}} 7 {{/U}} {{/U}}your passport and birth {{U}}
{{U}} 8 {{/U}} {{/U}}and to provide your address in the United
Kingdom. You will be issued with a cheque book within weeks of opening the
account. In France it is illegal to be overdrawn. All accounts must be operated
{{U}} {{U}} 9 {{/U}} {{/U}}credit. However, there are no
{{U}} {{U}} 10 {{/U}} {{/U}}charges. Note that
cheques {{U}} {{U}} 11 {{/U}} {{/U}}longer to clear in France
than in Britain, and call only be stopped {{U}} {{U}} 12
{{/U}} {{/U}}stolen or lost. The easiest way to
{{U}} {{U}} 13 {{/U}} {{/U}}money from a British bank account to
a French {{U}} {{U}} 14 {{/U}} {{/U}}is by bank transfer. You
simply provide your British bank with the name, address and {{U}} {{U}}
15 {{/U}} {{/U}}of your French bank account. The procedure takes about a
week and {{U}} {{U}} 16 {{/U}} {{/U}}between£5 and£413 for each
transaction, {{U}} {{U}} 17 {{/U}} {{/U}}on your British bank。
{{U}} {{U}} 18 {{/U}} {{/U}}. you can transfer
money {{U}} {{U}} 19 {{/U}} {{/U}}a French bank in London. You
can also send a sterling cheque(allow at least l2(1ays for the cheque to be
cleared), Eurocheques or traveller's {{U}} {{U}} 20 {{/U}}
{{/U}}. Finally. it is a good idea to make a friend of
your French bank manager. His help call prove invaluable.