单选题
Directions: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.

A、 It means being convenient to be carried.
B、 It means being readily to be divided.
C、 It means being easily identified.
D、 It means being carried in a big basket.

【正确答案】 A

【答案解析】[听力原文] M: The paper money required little effort to carry. If you need large amount of money, you can use a check or credit card to make the payment. W: This nature of money is called portability and it provides convenience in settling transactions. Q: What does the word portability mean? portability意为“可携带，轻便”。纸币易于携带，但如果要携带大量的钱的话，最好是用信用卡。

A、 Four.
B、 Two.
C、 Three.
D、 Five.

【正确答案】 C

【答案解析】[听力原文] M: What margins will the lending bank charge? W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm. Q: How many factors do margins charged by the lending bank mainly depend on? 录音原文提到Margins mainly depend on…the rate of interest shah be firm．所以C选项正确。

A、 A contractual arrangement.
B、 A counterpart.
C、 Many types of risks.
D、 Credit risk.

【正确答案】 D

【答案解析】[听力原文] M: Can you give an example of types of risks Banks face? W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform according to a contractual arrangement. Q: What are they talking about? 他们在谈论银行所面临的风险，女士说“The major type of risks is called credit risk.”，所以D选项符合题意。

A、 Bills of lading.
B、 Consular invoice.
C、 Insurance policy.
D、 Certificate of origin.

【正确答案】 B

【答案解析】[听力原文] M: Could you tell me what specific document you will provide? W: Together with the draft, we'll also send you a complete set of bills of lading, an invoice, an export license, an insurance policy, a certificate of origin, and a certificate of inspection. Q: What document the woman did not mention? 录音原文中只提到了an invoice，并没有提到consular invoice，所以B选项是文中没有提到的。

A、 He got a credit card of his friend and come to ask how to use it.
B、 He got a card and did not know whose card it is.
C、 He has lost his credit card and come to ask what to do.
D、 He has found a credit card and come to ask what to do.

【正确答案】 C

【答案解析】[听力原文] M: I've lost my credit card issued by your bank. What should I do, please? W: I am sorry for that. But you have to go to that counter over there for the card business. Q: Why does the customer come to the bank? 录音原文中男士说：I've lost my credit card issued by your bank，即他丢失了信用卡，来银行想知道该怎么办。