【正确答案】The majority of banks in China are capable of providing completely reliable online banking services with multiple functions, free of charge or for a small charge. With an increasing amount of successful online banking business and more and more log-ins of online customers, online banking services could probably become as widespread as ATM machines. Now, many online banking websites also offer advanced tools to help customers manage their finances more effectively. The challenge that the banking industry is confronted with today lies in how to get customers willing to learn to use and trust this new-style service platform.