"Money Matters on Campus" is a recently released study on financial literacy among young adults. It supports providing students with the opportunity to learn how to make【C1】______decisions about their consumer choices, how to manage money on their own, and how to grow and protect their financial【C2】______before they enter college or the workforce. The study【C3】______more than 65,000 first-year college students across the U.S. on banking, savings, credit cards and school loans, as well as a series of questions designed to【C4】______students" financial knowledge. Researchers found【C5】______differences in the financial【C6】______of students based on age, race,【C7】______and institution type. Students who received financial literacy education in high school scored significantly higher than their【C8】______on financial knowledge questions such as how much to set aside in an emergency【C9】______and what to do if you have too many credit cards. Even more importantly, the students who had previous financial literacy education were found to be more responsible【C10】______it comes to their money—for example, they were more financially【C11】______and more unwilling to【C12】______debt in general. As financial【C13】______are the number one reason students leave college, engaging students at the outset of their college experience will【C14】______the likelihood that they will make【C15】______financial decisions and complete their degree on time. And while traditional financial literacy education has focused【C16】______on providing financial knowledge, "Money Matters on Campus" research amplifies the need to【C17】______students" individual attitudes, motivations and【C18】______. By providing students with relevant information that【C19】______home im mediately, this initiative has led to an 11 percent drop in federal loan borrowing at the【C20】______.
【答案解析】解析：通过第3段第1句中Students who received financial literacy education in highschool scored significantly higher…“高中阶段接受过理财教育的学生得分明显高于……”可以看出，学生们的理财知识掌握程度存在重大差异，因此选C项significant“重大的”。
单选题
【C6】
【正确答案】
C
【答案解析】解析：四个选项中，只有C项capabilities与financial搭配，能表示“理财能力”，与文章中的这项研究的主题“financial literacy”，“how to mange money”等一致。
【答案解析】解析：由下文的complete their degree on time“按时完成学位”可推测，此处应该是尽最大可能让他们按时完成学业，故选D项maximize“使最大化”。
单选题
【C15】
【正确答案】
C
【答案解析】解析：空格后提到complete their degree on time，为了让学生能按时完成学业，就要在开始大学伊始之时让学生接受理财教育，既然接受了这方面的训练，可以推断学生所做的财政决定应该是合理的、明智的，故选C项sound“合理的”。
单选题
【C16】
【正确答案】
D
【答案解析】解析：传统的理财教育是相对“Money Matters on Campus”而言的。文中第3段中提及，在高中接受过理财教育的学生明显在理财知识问答方面要高于……。据此可以推断出，传统理财教育主要侧重点在理财知识上。故选D项primarily“主要地”。
单选题
【C17】
【正确答案】
C
【答案解析】解析：下旬提到By providing students with relevant information“通过向学生提供相关信息”，由此推断这项研究是要对“学生的理财态度、动机”等作出解释，故选C项account for“解释”。
单选题
【C18】
【正确答案】
B
【答案解析】解析：第3段中的how much to set aside in an emergency．．．and what to do if youhave too many credit cards“留多少钱，以及信用卡过多该怎么做”都属于行为的范畴，且空格与attitudes，motivations并列，故选B项behaviors“行为”。