单选题 When anyone opens a current account at a bank, he is lending the bank money. He may (1) the repayment of the money at any time, either (2) cash or by drawing a check in favor of another person. (3) , the banker-customer relationship is that of debtor and creditor who is (4) depending on whether the customer's account is (5) credit or is overdrawn. But, in (6) to that basically simple concept, the bank and its customer (7) a large number of obligations to one another. Many of these obligations can give (8) to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is (9) against him.
The bank must (10) its customer's instructions, and not those of anyone else. (11) , for example, a customer opens an account, he instructs the bank to debit his account only in (12) of checks drawn by himself. He gives the bank (13) of his signature, and there is a very firm rule that the bank has no right or (14) to pay out a customer's money (15) a check on which its customer's signature has been (16) It makes no difference that the forgery may have been a very (17) one: the bank must recognize its customer's signature. For this reason there is no (18) to the customer in the practice, (19) by banks, of printing the customer's name on his checks. If this (20) Forgery, it is the bank that will lose, not the customer. (254 words)

单选题 [A] acquire [B] deposit [C] demand [D] derive
【正确答案】 C
【答案解析】[注释] 词义搭配。demand the repayment of the money提取钱。acquire vt.获得;deposit vt.将(钱)存入银行;derive vt.得到,获取。例如:derive great pleasure from one's studies(从学习中得到很大乐趣)。
单选题 [A] for [B] through [C] as [D] in
【正确答案】 D
【答案解析】[注释] 惯用搭配。in cash以现金方式。
单选题 [A] However [B] Primarily [C] Moreover [D] Presumably
【正确答案】 B
【答案解析】[注释] 逻辑搭配。primarily主要地;however然而;moreover此外;presumably推测起来,大概。
单选题 [A] which [B] what [C] how [D] that
【正确答案】 A
【答案解析】[注释] 逻辑搭配。who is which depending on...谁是债务人,谁是债权人取决于……
单选题 [A] on [B] with [C] in [D] for
【正确答案】 C
【答案解析】[注释] 惯用搭配。be in credit有结余;buy on credit赊购。
单选题 [A] support [B] contrast [C] regard [D] addition
【正确答案】 D
【答案解析】[注释] 逻辑惯用搭配。in addition to除……以外。in support of支持;in contrast to与……相对照;in regard to关于,在……上。例如:I have nothing to say in/with regard to your complaints.(对于你的投诉,我无可奉告)。
单选题 [A] owe [B] commit [C] attribute [D] embark
【正确答案】 A
【答案解析】[注释] 词义搭配。owe obligations to sb.向某人承担义务;commit oneself to doing sth.使自己承担做某事的任务;attribute...to把……归因于;embark on着手,开始从事,例如:embark On a new career(从事一项新的职业);embark on a long journey(开始漫长的旅行)。
单选题 [A] purpose [B] rise [C] priority [D] thought
【正确答案】 B
【答案解析】[注释] 惯用搭配。give rise to引起,产生,例如:His words gave rise to a considerable amount of speculation.(他的话引起了很多猜测)。give purpose to使……有目的,例如:give purpose to one's life(使某人的生活有目的)。give priority to优先考虑,例如:We should give priority to the development of our reading skills.give thought to考虑……例如:Have you given any thought to which university you would like to go to when you leave school?
单选题 [A] loaded [B] offended [C] discriminated [D] directed
【正确答案】 A
【答案解析】[注释] 词义惯用搭配。be loaded against...对……不利,例如:The odds were loaded against him.(情况对他不利)。offend against...触犯(法律等),例如:This verdict offends against one's idea of justice.(这个裁决触犯了人们的正义观念。) discriminate against歧视,例如:The law does not discriminate against any race,creed or color.(法律并不歧视任何种族、信条或肤色。)direct...against使……针对……,例如:His remark directs its blows mainly against the working people.(他的话主要打击了劳动人民。)
单选题 [A] conform [B] comply [C] obey [D] abide
【正确答案】 C
【答案解析】[注释] 词义结构搭配。obey one's instructions服从某人的指令。conform to符合,遵守,例如:All students must conform to the rules.(全体学生都必须遵守这些规则)。conform with符合,例如:The design conforms with the regulations.
注意:conform to较常用;只偶尔用conform with。comply with照……办;遵守,例如:1) People who refuse to comply with the law will be punished.2)He knows the regulations,and if he refuses to comply with them he must take the consequences.abide by遵守,服从,例如:1)We agreed to abide by your judgment.2)She will abide by her promise.3)abide by承受,例如:You will have to abide by the consequences.
单选题 [A] Unless [B] Although [C] Since [D] When
【正确答案】 D
【答案解析】[注释] 逻辑结构搭配。when引导时间状语从句。
单选题 [A] respect [B] charge [C] line [D] place
【正确答案】 A
【答案解析】[注释] 结构搭配。in respect of...用来付……的钱(商业用语),例如:The company gave him $230 in respect of the work he has done.(公司给他230美元用来支付他的工钱)。in charge of...负责,例如:1)(作表语)He will be in charge of the whole factory next week when the director is away.2)(作定语)The officer in charge requested Arthur to put on his outdoor clothes.in line with与……一致,符合,例如:1)(作表语)Some of the recent actions of the government are not in line with the statement of policy in their election manifesto.(政府最近的一些行动不符合他们在大选宣言中的政策声明)。2)(作状语)In line with history and social evolution socialism is inevitable.(按照历史和社会的发展,社会主义是必然的)。in place of...代替……,用……而不用……,例如:The Chinese use chopsticks in place of knives and forks.(中国人用筷子,而不用刀叉。)
单选题 [A] specifics [B] signs [C] symbols [D] specimens
【正确答案】 D
【答案解析】[注释] 词义搭配。specimen样本;specific细节;sign迹象,符号,牌;symbol象征。
单选题 [A] reputation [B] prestige [C] authority [D] impact
【正确答案】 C
【答案解析】[注释] 词义搭配。authority权力;reputation声誉;prestige声望;impact影响。
单选题 [A] by [B] on [C] with [D] for
【正确答案】 B
【答案解析】[注释] 结构搭配。on a cheque凭支票;on表示原因或根据。
单选题 [A] printed [B] confirmed [C] forged [D] justified
【正确答案】 C
【答案解析】[注释] 词义搭配。forge(=invent)伪造,如:He got the money dishonestly,by forging his brother's signature on a check.forge的原意是“锻造”,例如:The blacksmith forged the horseshoe with great skill.(这位铁匠熟练地锻造了这块马蹄铁)。print vt.印刷,出版,如:print books。confirm vt.1)证实,肯定,确认:The experiment confirmed his theory.2)加强,坚定(信念等):The latest information confirms my belief that he is to blame.(最新的信息坚定了我的信念:他应受责备)。3)批准,同意:The agency confirmed the contract.(这个机构批准了这个合同)。justify vt.证明……是正确的,如:1)You will have to justify your work to others.(你得向其他人解释你的工作是对的。)2)The fact that he annoyed you does not justify your treating him in that way.(他触怒你这一事实并不能证明你那样对待他是正确的。)
单选题 [A] delicate [B] skillful [C] unusual [D] unique
【正确答案】 B
【答案解析】[注释] 词义搭配。skillful有技巧的,巧妙的;delicate精细的,纤细的;unique(同类中)独一无二的。
单选题 [A] risk [B] guarantee [C] fault [D] benefit
【正确答案】 A
【答案解析】[注释] 词义搭配。risk风险。risk可作及物动词用,后接名词或动名词,例如:1)The brave man risked his life in trying to save the child.2)He didn't want to risk getting wet as he had only one suit.risk作名词用时常用的词组如下:1)at the risk of 冒……的风险:At the risk of offending you,I must tell you that l disapprove of your behavior.2)run(or take)a risk冒危险:You are running a big risk in trusting him.3)at risk处于危险中:The government's income policy is seriously at risk.
单选题 [A] engaged [B] intended [C] adapted [D] adopted
【正确答案】 D
【答案解析】[注释] 词义搭配。adopt vt.采用,采取:We must adopt strong measures against any environmental destruction.
单选题 [A] contributes [B] facilitates [C] results [D] leads
【正确答案】 B
【答案解析】[注释] 词义搭配。facilitate vt.使……方便,促使,例如:1)The broken lock facilitated my entrance into the empty room.2)I decided to employ a secretary in order to facilitate the work.contribute to有助于,促使,例如:1)Plenty of fresh air contributes to good health.2)Cigarette smoking is a major factor contributing to lung cancer.3)Cars contribute air pollution in the city.result in导致;lead to导致。