【正确答案】
【答案解析】[听力原文]9-10
Only cash would be supplanted by electronic money. The use of checks, drafts, money orders, traveler's checks, cashier's checks, as well as letters of credits, acceptances, and other financial instruments would remain in regular use. The credit card and automatic-teller-machine system would not necessarily change, although you could no longer obtain cash at ATMs.
Deposits into your electronic-money account would be made by direct electronic transfer, via a terminal, from any other money-system account. To deposit checks, money orders, and other non-electronic instruments into your money-system account, you would negotiate them at a commercial bank, which would transmit them through a clearing-house. There would be no such thing as a withdrawal: rather, you could only transfer funds from your account into some-one else's account (or a different account of your own) via the money-system terminal.
For the majority of people who now use credit and debit cards, learning to use the new money system would be a snap. Even those unfamiliar with bank cards would find it easy.
Transforming America's cash to a federal electronic-money system would be historic. Details have yet to be worked out on matters such as whether or not to leave coins in circulation, coordinating with the banking industry, selecting communication and computer systems, implementing the systems, working out international monetary arrangements, and so on.
9. What is needed to realize a "no-cash" society?