单选题 {{B}}Passage Two{{/B}}
The law and FDIC's ( the Federal Deposit Insurance Corporation) regulations, which apply to all state member banks and bank holding companies, reinforce the Federal Reserve's longstanding policy that an institution-affiliated party who engages in misconduct should not be insulated from the consequences of his or her misconduct. From a safety and soundness perspective, a state member bank or bank holding company should not divert its assets to pay a line or other final judgment issued against an institution-affiliated party for misconduct that presumably violates the institution's policy of compliance with applicable law, especially in cases where the individual's misconduct has already harmed the institution. Although state corporate laws may allow a company to adopt by-laws indemnifying its institution affiliated parties, any indemnification provisions or agreements adopted by a state member bank or bank holding company must comply with federal law and the FDIC's regulations concerning indemnification.
单选题 A state member bank should not pay a fine or other final judgment issued against an institution-affiliated party for misconduct.
【正确答案】 C
【答案解析】文中第二句话a state member bank or bank holding company should not divert its assets…against an institution affiliated party for misconduct that…而并非如题中所说。
单选题 The federal law and the FDIC's regulations have the same power of financial supervision.
【正确答案】 C
【答案解析】文章一开头只说联邦所有银行以及银行所拥有的公司都必须同时遵守联邦法律和FDIC规章，并没有提及两者进行金融监管的权力谁大谁小。
单选题 It is an institution affiliated party who engages in misconduct that should be responsible consequences of his or her misconduct.
【正确答案】 A
【答案解析】从第一段第一句话的后半部分…that an institution-affiliated party who engages in misconduct should not be insulated from the consequences of his or her misconduct. "insulated from"与…绝缘，免于…的责罚，与responsible相反。