阅读理解 Excerpt 1:
The Council of Mortgage Lenders says more eurozone uncertainty is " not a particularly comforting backdrop" for the UK's housing and mortgage markets. More bad eurozone news could affect mortgage costs, availability and activity.
Excerpt 2:
More turbulence in the eurozone would mean banks were likely to take a more cautious approach to lending money, in part because they would not have as much to hand out.
That could mean even tougher conditions for first-time buyers, who will again require a large deposit to secure a mortgage—perhaps about 20% of the value of the home they want to buy. Some may not want to buy anyway at a time when their jobs could be at risk. Fewer first-time buyers mean more tenants—and rising rents.
Excerpt 3:
These mortgages may also go up. Investors from Greece and Italy have already shown interest in buying homes in the UK because they think that it is a safe haven for their money. These sales have made the London market operate on a different level from the rest of the country, with prices going up in the capital but falling—sometimes sharply—elsewhere. Prices rose by 5. 1% in London in the year to the end of April, Land Registry figures show. That compares with a fall of 1% across the whole of England and Wales.
Excerpt 4:
As with housing, pensions would be affected by the UK being seen as a safe shelter amid eurozone disturbance. Pension funds are big investors in UK government bonds. If the cost of buying them rises, and the return on holding them falls, pension funds would not be in such a healthy position. That might mean more businesses closing their final-salary pensions—the most generous workplace pension schemes—to new or existing staff.
Excerpt 5:
The eurozone is the UK's biggest trading partner. A long-term spiral of decline in the economies of Europe would mean less demand for UK good and services, and that could mean job cuts, especially in manufacturing.
Governments have been pushing for a growth agenda, but eurozone uncertainty leads to a lack of confidence among businesses. That means a pause in new investment and new jobs, most notably for younger workers.
Excerpt 6:
UK holidaymakers are finding that their pound is buying more euros than at any time in the past three years. Worries about the eurozone have weakened Europe's single currency. Meanwhile, the pound is recovering value that it lost in a market rout during the 2008 financial crisis. Pensioners from the UK who live in Europe during the winter will see increased spending power in their UK pension.

单选题 14.Which of the following is NOT the impact of more turbulence in the eurozone on the UK's housing and mortgage markets?

【正确答案】 C

【答案解析】 细节题中的NOT TRUE题型或EXCEPT题型。首先，根据题干关键词more turbulence in the eurozone及UK’s housing and mortgage markets回原文中定位，A、B、D三个选项集中出现在Excerpt 2中。A选项banks’hesitation to lend money(不太愿意借钱)与Excerpt 2的第一段表述相符，银行在贷款方面采取了更为谨慎的态度；B选项More difficult situations for first-time house buyers(首次买房者面临更为困难的情形)与第二段第一句语义一致；D选项More lodgers and increasing rents(更多的租房人，更高的租金)与第二段最后一句语义一致。因此可以判断这三个选项都是欧元区的动荡对英国房地产和抵押信贷市场的影响，通过排除法，正确答案是C选项。此外，也可套用公式：正确答案≠原文中某一句话的表达。C选项The decrease of the house value in London(伦敦房产价值下滑)与原文Excerpt 3中对伦敦房价的描述不符，据此也可以判断C是正确答案。

单选题 15.What does the word "haven" in Line 2 of Excerpt 3 mean?

【正确答案】 A

【答案解析】 猜词题。根据原文Investors from Greece and Italy have already shown interest in buying homes in the UK because they think that it is a safe haven for their money句子，可以把答案选项的词汇带回到原文这句话中，一要判断答案选项的词汇能否用在safe之后，受safe的修饰，还要和钱相关，据此可以先将B、C两个选项排除；第二还要判断新组成的表述能否符合这句话所表达的因果关系，符合这两个要求的只有A选项shelter(保护，庇护所)。也可以套用猜词题公式：正确答案=原文中含有该词的上下文对该词的解释——定义、释义、近义词、反义词。根据Excerpt 4中的the UK being seen as a safe shelter amid eurozone disturbance，可以找到haven的同义词shelter，在这两句话中这两个词语义和用法相同，都是描述英国被认为是动荡的欧元区中的安全避风港。

单选题 16.How pensions of the UK would be affected by the eurozone uncertainty?

【正确答案】 A

【答案解析】 推断题。首先根据题干关键词pensions of the UK和the eurozone uncertainty回原文中定位，可以发现出现在Excerpt 4中。可套用概括推断题的公式，从Excerpt 4对pensions所受影响的具体分析中进行提炼和概括。特别关键的有两句话：pension funds would not be in such a healthy position以及more businesses closing their final-salary pensions—the most generous workplace pension schemes—to new or existing staff，据此可以看出欧元区的不确定性对养老金的影响是负面的。B选项positively(正面地)与这两句话的语义刚好相反；C选项irregularly(不规律地)是无关选项；D选项inevitably(不可避免地)与原文中If the cost of buying them rises，and the return on holding them falls所表达的假设不符。所以正确答案是A选项。

单选题 17.Who can benefit from the current disturbance in eurozone?

【正确答案】 D

【答案解析】 细节题。做题的关键是要读懂题目。本题问的是哪些人能在目前欧元区的动荡中获益，可以根据各个答案选项中的关键词逐一回原文中定位。Excerpt 2指出了目前形势对A选项first-time house buyers(首次买房者)不利；Excerpt 5指出由于欧元区的动荡，使得商界信心不足，这就意味着a pause in new investment and new jobs，most notably for younger workers，据此可以看出B选项younger workers(年轻劳动者)所受的明显影响应该是没有工作机会，所以他们受到的是负面影响。Excerpt 3指出C选项Investors from Greece(希腊的投资者)有意购买英国的房产，为了他们的钱能保值，因此也不能说他们是明显从中获益的。只有D选项UK holidaymakers(英国的度假者)根据Excerpt 6中的描述可以用英镑兑换更多的欧元，因此可以获益。