单选题 Most banks in the US open at 9:00 or 10:00 and close between 3:00 and 5:00, but stay open later on Fridays, and some banks have longer hours in order to attract customers on this day.
What's the best way to carry money safely while you are traveling? There are three possibilities—personal checks from your country, travelers checks and credit cards. Some American banks accept foreign checks such as Eurocheques (欧洲货币支票); the problem is that only those banks that are used to dealing with foreigners will know what Eurocheques are.
It may be more convenient to carry travelers checks, which are insured against loss. They should be in dollars, because only a few banks do much business in foreign currencies. If your checks aren't in dollars, it may take you a long time to find a bank that will exchange them. You can use travelers checks almost anywhere. If you run out of them, you can buy more at most banks. Their service charge will vary, though, so ask what it is before you buy your checks.
Americans would say the best way to carry money is to have a credit card. Credit cards can be canceled if they are lost or stolen. And because they are widely accepted in the US, it is easy to use them to pay all kinds of bills.
Of course, you can't get along without cash, but you don't need to carry much with you.

单选题 In order to attract customers, on Fridays some American banks______.

【正确答案】 D

【答案解析】[解析] 细节推断题。根据线索词attract customers定位到文章第一段第一句。文章开头指出美国大多数银行在3点至5点停止营业，但在周五会延长时间。有些银行延长营业时间以吸引顾客，因此答案为D)。
[避错] 从文章第一段第一句可知大多数美国银行在3点至5点停止营业，但那只是在平时，周五例外，故排除A)和B)；C)“周五比平时开门早”文章并没有提及，故错误。

单选题 The problem for the travelers with foreign checks is that______.

【正确答案】 A

【答案解析】[解析] 事实细节题。根据线索词problem和foreign checks定位到文章第二段最后一句：有些美国银行接受诸如欧洲货币支票这样的外国支票。由此可知答案为A)。
[避错] 第二段最后一句后半句提到只有那些经常和外国人打交道的美国银行认识欧洲货币支票，因此不是所有美国银行都不习惯处理外国支票，也不能说明所有美国银行都不会判断外国支票，同样也不是所有美国银行都认识欧洲货币支票，故排除B)，C)和D)。

单选题 The travelers checks should be in dollars in the US because______.

【正确答案】 B

【答案解析】[解析] 事实细节题。根据线索词in dollars定位到文章第三段第二句：……因为只有少数几家银行开办外汇兑换业务，由此可知答案为B)。
[避错] 根据第三段倒数第二句“如果支票用完了，你可在大多数银行买到”可知，大多数银行都有旅行支票业务，因此A)错误；根据第三段第一句“携带旅行支票很方便，还可以挂失”可知，所有旅行支票都可挂失，故这不是支票以美元为面值的原因，排除C)；根据文章第三段第三句“如果你的支票不是美元的，要花很长时间才能找到一家银行能给你兑换成美元”，可知要把外汇兑换成美元并不容易，故排除D)。

单选题 Before you buy travelers checks, you'd better learn______.

【正确答案】 A

【答案解析】[解析] 细节辨认题。根据文章第三段的最后一句“银行收取的费用可能会有所不同，所以在购买之前要询问费用”可知答案为A)。
[避错] B)“支票可以使用多长时间”，文中没有提及这方面的信息；C)“支票在哪里可以使用”，根据第三段倒数第三句“你可以在任何地方使用支票”，可知没有必要询问此事；D)“支票什么时间能拿到”，文中没有提到旅行支票的办理时间，故D)也排除。

单选题 One of the advantages of credit cards is that______.

【正确答案】 C

【答案解析】[解析] 细节推断题。根据线索词credit cards定位到文章第四段第二句“信用卡丢失或被盗后可以取消”可知答案为C)。
[避错] A)“有很多种信用卡”，这不是信用卡的好处；B)“信用卡不容易丢”，显然是常识性错误；D)“信用卡方便携带”，其他的支票也很方便携带，所以不能算是优点。