问答题Read the following text carefully and then translate the underlined segments
into Chinese. Three reasons why we are unwilling to
discuss insurance can be suggested. First of all, insurance is expensive.
{{U}} {{U}} 1 {{/U}} {{/U}}{{U}}A young father who purchases a
fairly small life insurance policy agrees to pay a sum of $200 every year for 40
years—a total of $8000.{{/U}} Many college students pay $800 to $1000 per year for
car insurance. In effect, they pay as much for the insurance as they do for the
car itself. Health insurance that pays for modern medical miracles often costs
American people as much as $2000 every year. Adequate insurance is expensive and
it is a major item for most families. Insurance also reminds us
that we live in an unsafe world. We are human beings and we must face the
possibilities of illness, injury, death, and financial loss. {{U}} {{U}}
2 {{/U}} {{/U}}{{U}}Our rational minds recognize the many unfortunate
events that can occur, but in our hearts we hope that we might be spared.{{/U}}
Serious injury or death is not a pleasant subject to discuss or even consider.
We are afraid; we would rather talk about football or the weather or what we had
for lunch. Finally, insurance is a difficult, complex subject.
{{U}} {{U}} 3 {{/U}} {{/U}}{{U}}No one understands it completely
and only a few insurance professionals really feel comfortable in a discussion
of automobile, life, and major medical coverages.{{/U}} We feel inadequate and try
to hide our ignorance by avoiding discussions of insurance. Yet
these three reasons for not discussing insurance provide three excellent reasons
why we should learn more about it. Insurance is expensive. In a lifetime, many
of us spend as much on insurance as we do on the purchase of a house. If we want
to spend our money intelligently, we need information about the products and
services available. {{U}} {{U}} 4 {{/U}} {{/U}}{{U}}We don't
depend entirely on salespeople when we buy a car, a house, or a suit of clothes;
neither should we depend entirely on the agent when we buy insurance.{{/U}} We
need a basic knowledge of insurance coverages if we are to be intelligent
consumers. The intelligent consumer looks problems in the face.
Although accident, illness, and death are not pleasant subjects, each of us
knows we face these possibilities. {{U}} {{U}} 5 {{/U}}
{{/U}}{{U}}It is better that we plan for these situations by finding means to deal
with them than to just hope that they will somehow go away.{{/U}}