单选题 {{B}}Passage Three{{/B}}
A credit card is a plastic card (or its equivalent) to be used upon presentation by the cardholder to obtain money, goods, or services, possibly under a line of credit established by the card issuer. The cardholder is billed for any outstanding balance.
Credit card customers are given a credit limit on the credit card account and can buy goods and services up to this amount. Normally, banks will set different credit lines to the different groups of cardholders. Every time cardholder uses a credit card for purchasing, he/she must sign a sales slip in the presence of the seller, and the signature is then compared to the signature on the card. Copies of the sales slips have the details of the card and they also show the details and amount of the sale.
Each month the cardholder receives a statement from the bank which details all the transactions in the month, together with the total amount outstanding and any minimum amount that needs to be paid. When the full balance is not settled each month, the cardholder is charged a compound interest" (say 0.05% ) on the outstanding balance, and this is supposed to provide the bank with a main source of income (although in China, this revenue is still low because people are reluctant to run into debt). Other two major sources of credit card services are the annual fee from the eardholders and the percentage of the sales revenue as the commission paid by the seller.
单选题 A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.
【正确答案】 C
【答案解析】第一段开始A credit card is…possibly under a line of credit established by the card issuer．但并没有说an overdraft is not allowed。
单选题 Normally, banks will set different credit limits on different customers' credit card ac counts.
【正确答案】 A
【答案解析】从第二段第二句Normally, banks will set different credit lines to the different groups of cardholders．可推出。
单选题 Each month the credit cardholder will receive a statement from the bank showing the details of the transactions excluding the total amount outstanding.
【正确答案】 B
【答案解析】从第三段第一句Each month the cardholder receives…together with the total amount outstanding and any minimum amount that needs to be paid．容易得出。
单选题 If the balance of the credit card is not fully settled, the cardholder will have to pay a compound interest on the outstanding amount.
【正确答案】 A
【答案解析】从第三段第二句When the full balance is not settled each month, the cardholder is charged a compound interest" (say 0.05%) on the outstanding balance…可知。