【正确答案】Dear Sir or Madam,
I am a freshman from Beijing Hongwu University. I am now writing this letter to apply for a bank loan. I hope that you can approve my application.
I was born in a small town in Jiangxi Province. My parents are both farmers. As you can expect, it is very difficult for them to cover my tuition fee. In the meanwhile, the living cost in Beijing is quite high and I need the help from the bank to Support both my study and life in Beijing.
Along with this letter, I have sent you the copy of my high school grade report, college admission notice, and a recommendation letter from my department. Please let me know if you need anything else. Thank you very much!