【正确答案】 C

【答案解析】[听力原文] As U.S. banks recovered with the help of the American government and the American taxpayer． president Obama held meetings with top bank executives, telling them it"s time to return the favor. " The way I see it are banks now having a greater obligation to the goal of a wider recovery ," he said. But the president may be giving the financial sector too much credit. "It was in a free fall, and it was a very scary period," Economist Martin Neil Baily said. After the failure of Lehman Brothers, many of the world"s largest banks feared the worst as the collapse of the housing bubble exposed investments in risky loans. Although he says the worst is over, Bailey says the banking crisis is not. More than 130 U.S. banks failed in 2009. He predicts high failure rates for smaller, regional banks in 2010 as commercial real estate loans come due . "So there may actually be a worsening of credit availability to small and medium-sized businesses in the next year or so." Analysts say the biggest problem is high unemployment, which weakens demand and makes banks reluctant to lend. But U.S. Bancorp chief Richard Davis sees the situation differently. " We"re probably more optimistic than the experts might be. With that in mind, we"re putting in everything we can. Lending is the coal to our engine, so we want to make more loans . We have to find a way to qualify more people and not put ourselves at risk." While some economists predict continued recovery in the future, Baily says the only certainty is that banks are unlikely to make the same mistakes twice. "You know, forecasting"s become a very hazardous business so I don"t want to commit myself too much. I don"t think we know exactly what"s going to happen but it"s certainly possible that we could get very slow growth over the next year or two." If the economy starts to shrink again, Baily says it would make a strong case for a second stimulus—something the Obama administration hopes will not be necessary. What does president Obama hope the banks will do? [解析] 四项均为以动词原形开头的短语，可能考查即将做某事或被建议做某事；两项提及贷款(loans)，两项提及复苏(recovery)，应留意相关信息；四项均表示某种积极性、帮助性的行为(pay back, provide, contribute, speed up)。本题可能考查某一对象被建议做某事或即将做某事，其行为会产生某种积极影响，可能与贷款和经济复苏有关。 题目问奥巴马总统希望各家银行将做什么。讲话开头处提到：“在美国政府和美国纳税人的帮助下，美国银行逐渐复苏，奥巴马总统与银行高层管理者们举行了会谈，告知他们是时候作出一些回报了。”接着引用奥巴马的话指出：“我所看到的情况是，当前银行应为取得更大范围复苏的目标多尽义务。”由此可知，奥巴马总统希望各家银行为更大范围的经济复苏贡献更多力量，故选C。其他三项此处均未提及，故排除。

【正确答案】 B

【答案解析】[听力原文] What is Martin Nell Baily"s prediction about the financial situation in the future? [解析] 四项均提及banks，本题考查的内容与银行的情况有关；四项内容均含有某种消极意义(may have to merge with others, are going to fail, will be hard...to, will have to lay off)。题目可能涉及银行将要面临的某种不利局面，需要重点关注讲话中提到的有关银行业的不利情况。 讲话在提到马丁·尼尔·贝利的预测时说：“尽管贝利说最坏的时期已经过去，但他说银行的危机还没有结束。2009年，130多家美国银行倒闭。他预言，随着商业地产贷款到期，小型的地方性银行在2010年的倒闭风险较高。”可见，贝利预测小型的地方性银行将出现倒闭潮，故选B。其他三项与讲话内容不符，故排除。

【正确答案】 D

【答案解析】[听力原文] What does U.S. Bancorp chief Richard Davis say about its future operation? [解析] 四项均以it will开头，表示即将做某事，听音时应首先明确it的指代对象；两项提及贷款(loans)，一项提及利率(interest rate)，说明it很可能是指银行。题目很可能考查银行即将采取的举措或做法，具体是与政府合作、消除不良贷款、降低利率还是提供更多贷款，需要结合题目作出选择。 在讲话的后半部分，理查德·戴维斯指出：“我们很可能比专家要更乐观一些。抱着这样的想法，我们会尽我们所能。放贷是我们发展的动力，所以我们愿意多放贷。我们必须设法使更多人获得贷款，同时又不使自己陷入风险之中。”可见，面对不景气的经济形势，合众银行未来的运营策略是提供更多的贷款，因为放贷是其发展的动力，故选D。

【正确答案】 D

【答案解析】[听力原文] What does Martin Neil Baily think of a second stimulus to the economy? [解析] 四项均以it开头，两项为it won"t，两项为it will；四项的关键词分别为help the...economy、do...good to the...banks、win the approval和be necessary。本题考查关于it的情况，听音时应先辨明it的指代对象，并将重点放在其功能和作用方面。 在讲话结尾处，贝利指出，如果经济再度出现萎缩，将势必要求出台第二轮的强刺激政策——这是奥巴马政府希望没有必要做的事情。也就是说，如果经济再次出现萎缩，那么奥巴马政府则有必要出台第二轮经济刺激政策，但他们不希望这种情况发生，选项D与此相符，故为正确答案。A、B和C项讲话中均未提及，也可排除。