填空题. A. conscious B. Instead C. tricks D. Moreover E. actual F. exceeded G. backward H. tips I. stick to J. persevere K. consequences L. capable M. sufficient N. surpassed O. tend What would you do if your wallet became harder to open as your spending approached or 1 your budget? Would you think twice about where your money was going? Part of the reason so many people spend too much, or fail to 2 serf-imposed budgets, is because spending money has become an abstraction in our increasingly cashless society. Credit cards provide immediate satisfaction, but no immediate 3 . So many researches suggest taking 4 dollars from your wallet is more painful, and leads you to spend less. But there are plenty of mental 5 and strategies that can make your budgeting more sustainable now. In fact, the best strategy is not to think about it as budgeting at all. 6 , set up broad goals and automate all savings. "Self-control is wonderful, but it's just not 7 ," said Meir Statman, a finance professor. Start by becoming more 8 of your spending, whether you write it down in a notepad or on Web sites. Then, give your spending plan a sense of purpose; budgets with a definite goal, whether it's a European vacation or buying a home, 9 to be the most successful. And think about it 10 , as a way to keep things simple: instead of setting up an excessively detailed budget, first decide how much you want to save for retirement and other goals, then work with what's left over.