问答题 阅读下面的对话，根据其内容改写对话。
要求：
(1)所写短文应与对话相关内容意义相符，涵盖其要点。
(2)用你自己的语言来表达，可以改写对话中的句子，但不可以照抄原句。
注意：
词数80词左右。
Mr. Smith: I like to open up a savings account please.
Bank clerk: Okay, we offer various kind of accounts here.
Mr. Smith: I want the one with the highest interest rate.
Bank clerk: That must be our Saver"s Plus account. The annual interest rate is 4.5%.
Mr. Smith: 4.5%, that"s good. How much money do I have to keep in it to get that rate?
Bank clerk: You have to maintain a balance of $10,000 in the account or the rate drops to 3%.
Mr. Smith: All right. I"ll open one of those.
Bank clerk: Just fill out these forms, and I"ll be right back in few seconds.
Mr. Smith: Thanks. Here you are. Any problem on it?
Bank clerk: No, it is fine.
Mr. Smith: Now, I want to remit one thousand Yuan to Magnolia Company.
Bank clerk: Please fill out this kind of form.
Mr. Smith: Okay, should I put on Magnolia Company for the receiver?
Bank clerk: Yes, certainly. And you should put on the full name and its address and make sure it correct.
Mr. Smith: Okay, I see. I think I have done it now. Is that okay now?
Bank clerk: Let me check. Yes. Your one thousand yuan for remittance, please.