Considering that industry analysts claim that hospital price calculations are arbitrary, we asked hospitals nationwide a simple question: How do you calculate your sticker prices? Five declined to comment or didn't provide an answer, leaving Murray Askinazi, senior vice president and CFO of Lawrence Hospital Center in Bronxville, New York, to offer this explanation: For an outpatient MRI, as an example , his hospital calculates its charge based on such factors as the cost of buying or leasing the machinery, the wear and tear on that machine, staff salaries, the climate control and electric bill, cleaning costs, local competitive pricing, and other costs related to the hospital's overhead, like malpractice insurance. Surprisingly, medical services can vary wildly from one hospital to the next. The median charge for acute appendicitis admissions at 289 medical centers and hospitals throughout California, for example, ranged from $1,529 to almost $183,000, an Archives of Internal Medicine study reported in April. Within San Francisco alone, the range between the lowest and highest charge was nearly $172,000. But hospital sticker prices matter only to a limited extent because they typically get trumped by a higher power; the amounts that insurance companies are willing to pay for those services. The figures are determined by a negotiated contract that dictates the rate at which the companies will reimburse the hospital on the patient's behalf. (In addition, the rates paid by Medicare and Medicaid, Askinazi adds, often fail to cover the hospital's cost of providing the service in the first place, which means some of those costs are often shifted to commercially insured patients.) Now, all those factors affect the math for one simple outpatient test. For an inpatient hospital stay, those computations sprout into an intricate vine in which every service (from radiology to pathology) generates its own charges. The hospital also has facility charges, covering room and board, certain room-use fees (such as the operating room) , and nursing services, all of which get consolidated into the bill sent to you and your insurance company. As technology advances, those charges rise. Palmer had a client from Louisville, Kentucky, who was astonished to receive a charge of $45,330 for a prostate surgery and an overnight stay (insurance would cover only $4,845). The billing department told Palmer that the steep price was not only because it was a robotic procedure but also because patients who receive the high-tech surgery shortly after the hospital starts offering it are helping to recoup the facility's equipment costs.
单选题 According to Murray Askinazi, the charge for an outpatient MRI is based on the following factors EXCEPT ______.
【正确答案】 C
【答案解析】解析:细节题。根据题干关键词Murray Askinazi定位到第一段。该段最后一句列举了门诊病人做核磁共振成像的账单花费的影响因素——购买或租赁仪器的成本,仪器磨损或损坏的成本,员工工资,温度控制费和电费,清理费用,当地公开招标价格,以及其他相关的医院费用,如医疗事故保险,因此排除A项B项和D项。文中提到了local competitive pricing,但是并未提到taxation,C项符合题干要求,故为正确答案。
单选题 Which of the following can be inferred from Paragraph 3?
【正确答案】 A
【答案解析】解析:推理题。根据题干提示定位到第三段。该段最后一句的后半部分提到,一部分医疗费用会由商业保险公司支付,A项与文意表述一致,故为正确答案。B项含有绝对词all,且所表述内容在文中并未提及,故排除;该段第一句提到了医院标价问题的影响有限,因为另一个更加强大的因素对病人的影响更大:保险公司愿意为医疗服务支付的数额,由此可知,该因素并不是来自医院,而是来自保险公司,故排除C项;由该段第二句可知,保险公司赔偿比率由公司和患者协商决定,所以排除D项。
单选题 "An intricate vine" (Line 2, Para. 4) refers to ______.
【正确答案】 D
【答案解析】解析:语义题。根据题干提示定位到第四段第二句。an intricate vine的字面意思为“一棵错综复杂的葡萄藤",结合接下来的内容The hospital also has facility charges,covering room and board,certain room-use fees...可知,医院账单很复杂,而不是账单价高,故D项为正确答案,同时排除B项。A项和C项在文中并未提及,故均排除。
单选题 The example of Palmer's client in the last paragraph indicates that ______.
【正确答案】 C
【答案解析】解析:推理题。根据题干提示定位到最后一段。由该段第一句可知,随着科技的进步,医院收费也随之上升,接下来所举的例子旨在论证这一主题,故C项为正确答案。A项属于断章取义,故排除;B项的细节表述有误,45 330美元的花费不仅包括手术费用,还包括医院恢复医疗器械设备的费用,故排除;D项含有绝对词only,与文意不符,故排除。
单选题 What is this passage mainly concerned with?
【正确答案】 B
【答案解析】解析:主旨题。本题考查对文章的整体把握。通过文章第一段提出的问题How do you calculate your sticker prices?以及Murray Askinazi的解释:his hospital calculates its charge based on such factors as…可知,文章主要谈论的是医院账单如何计算的问题。接下来的几段谈论的是影响医院账单的因素。B项“为什么医院账单有如此花费”最贴近文章大意,因此为正确答案。A项“美国医院及医疗中心存在的问题"表述太过宽泛,故排除;C项“病人看病有多困难”在文中并未提及,故排除;D项“医疗费用如何随着科技进步而上涨”仅是最后一段的大意,故排除。