If you are a student with bad credit or a low credit score, not having a credit card can be frustrating.【D1】 1, you can increase your chance of getting a credit card in a few【D2】 2ways. Secured credit cards are cards that you must first pay a deposit(存款)to. Typically, your credit【D3】 3will be that of the deposit that you send in. While this may not be ideal since you do not【D4】 4a credit beyond what you first deposit, it is a way to have access to a card you can use for online【D5】 5or to pay bills. Keeping all your accounts current and making payments on【D6】 6will help improve your credit score, which will help you to apply for new cards. Having a good credit【D7】 7for six months will help you to increase your score, perhaps【D8】 8to reapply for a credit card. If you are looking for a card to help pay online accounts and to pay bills, look into prepaid cards. Prepaid cards【D9】 9a credit card logo(商标)so they can be【D10】 10, just like a credit card, but the money on it can be direct deposited by your job or by adding money at a retailer. A)many F)receive K)different B)limit G)Nevertheless L)poor C)used H)purpose M)purchases D)time I)history N)enough E)security J)carry O)Besides 【D1】