单选题
{{B}}Section One{{/B}}
Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer.

A、 Bank's current base rates are higher than those on small deposits.
B、 Bank's current base rates are lower than those on small deposits.
C、 Bank's current base rates are not floating rates.
D、 Bank's current base rates are usually floating rates.

【正确答案】 A

【答案解析】[听力原文] The interest rates on these small deposits are usually floating rates, and they are usually 2%- 5% below the bank's current base rates. 根据录音原文可知，The interest rates on these small deposits为浮动汇率，而不是the bank's current base rates，而且要比银行当前的基准汇率低。

A、 Investors can cope with any problems they may meet.
B、 Investors can't cope with problems when they meet with difficulty.
C、 Investors can cope with some investment problems by confining their investments to those that involve only modest risk.
D、 Investors can cope with easy problems.

【正确答案】 C

【答案解析】[听力原文] Investors can cope with some investment problems by confining their investments to those that involve only modest risk. 单句意思为“投资者从事风险小的投资活动可以避免一些投资问题。”

A、 the income statement
B、 the balance sheet
C、 the financial statement
D、 the statement of cash flow

【正确答案】 A

【答案解析】[听力原文] If a statement that presents a summary of the revenues and expenses of a business unit for a specific period, what is it called? 单句问的是“在一特定日期总结一家事业单位收益和亏损的报表是什么报表”，根据所学知识，这应是指损益表。

A、 Each month the cardholder receives a statement and the amount of all the transactions.
B、 Each month the bank gives the cardholder a statement showing the total amount outstanding.
C、 Each month the bank gives the cardholder a statement showing the compound interest.
D、 Each month the bank gives the cardholder a statement showing any minimum amount that needs to be paid.

【正确答案】 B

【答案解析】[听力原文] Each month the cardholder receives a statement from the bank, which lists the details of all the transactions in the month, together with the total amount outstanding. statement与the amount of all the transactions不是并列关系，而是包含关系，A项错误；C、D项未提及。

A、 People are discouraged to do business with a lower discount rate.
B、 People are encouraged to borrow more money if the discount rate is lowered.
C、 People are encouraged to borrow more money if the discount rate is raised.
D、 People are discouraged to borrow less money with a lower discount rate.

【正确答案】 B

【答案解析】[听力原文] When the Fed wishes to encourage business activity, it may lower the discount rate to boost borrowing. 单句意为“当联邦想增加商业活动时，它可能降低贴现率来刺激借款”，也就是通过降低贴现率来鼓励人们borrowing，B项意思正确。