改错题 22.Unlike auto insurance, the frequency of claims does not affect the premiums for personal property coverage, but if the insurance company is able to prove excessive loss due to owner negligence, it may decline to renew the policy.

A、 Unlike auto insurance, the frequency of claims does not affect the premiums for personal property coverage,
B、 Unlike with auto insurance, the frequency of claims do not affect the premiums for personal property coverage,
C、 Unlike the frequency of claims for auto insurance, the premiums for personal property coverage are not affected by the frequency of claims,
D、 Unlike the premiums for auto insurance, the premiums for personal property coverage are not affected by the frequency of claims,
E、 Unlike with the premiums for auto insurance, the premiums for personal property coverage is not affected by the frequency of claims.

【正确答案】 D

【答案解析】Logical predication; Agreement
The sentence has been written so that auto insurance is contrasted with the frequency of claims. The correct contrast is between the premiums for auto insurance and the premiums for personal property coverage.
A Auto insurance is illogically contrasted with the frequency of claims.
B Unlike with is an incorrect idiom; auto insurance is contrasted with the frequency of claims; the singular subject frequency does not agree with the plural verb do.
C The frequency of claims is contrasted with the premiums for personal property coverage.
D Correct. The contrast between the premiums for auto insurance and the premiums for personal property coverage is clearly and correctly stated in this sentence.
E Unlike with is an incorrect idiom; the plural subject premiums does not agree with the singular verb is not affected.
The correct answer is D.