单选题
Saving Money

Where you save your money often depends on what you are saving for. If you are saving to buy a CD (光盘) or to go to a concert, then probably you would keep your money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a schooltrip, where would you save your money?
One place to save money is the bank. Putting your money in a savings account will help your money earn more money, If you put your money in a piggy bank (猪形储蓄罐), one year later you"ll still have the same amount of money you put in. If you put your money in a savings account, one year later, you"ll have more money than you put in. Why?
When you keep your money in a bank, your money earns interest. Interest is an amount of money a bank pays you to use your money. The bank uses your money (and the money of other people, too) to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account. It also tells you how much interest you have earned. If you leave your money in the bank, you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD. If you have some money that you don"t need to use for a long time, this is a good way to make your money grow.
You can buy a CD at a bank. You agree not to use the money for a certain period of time. That period might be from six months to five years. You can"t touch your money during that time. If you do, you must pay a penalty, or fee.
单选题 Your money will earn more money if you put it ______.
【正确答案】 D
【答案解析】[解析] 该题问的是:哪一种方式能使你的钱越滚越多?把钱放在你的房间里、猪形储蓄罐里或你的口袋里显然都不会使你的钱变得更多。
单选题 A bank pays you interest for ______.
【正确答案】 C
【答案解析】[解析] 该题问的是:利息是什么样的钱?选项A说的是:银行借出的钱。选项B说的是:银行贷款给工商企业的。选项B说的是:使用的。这么都不对。第四段有这样一句话:Interest is the amount of money a bank pays you to use your money。利息是因为银行用了你的钱付给你的。因此选项C才是正确的答案。
单选题 Among other things, a bank statement tells you ______.
【正确答案】 A
【答案解析】[解析] 该题问的是:银行说明书告诉你什么?选项A说的是:你在银行中有多少钱。选项B说的是:当前的利率。选项C说的是:当前的兑换率。选项D说的是存钱的最好办法。选项A是正确的,答案在第五段。
单选题 If you draw your money before it is due, you will have to ______.
【正确答案】 D
【答案解析】[解析] 该题问的是:你提前取钱会怎么样?答案在倒数第二段的最后一句。
单选题 The word "touch" in Paragraph 7 could be best replaced by ______.
【正确答案】 C
【答案解析】[解析] 该题问的是:第七段中的touch由哪个词替换最为合适?最为合适的是use。