单选题

According to a recent survey on money and relationships, 36 per cent of people are keeping a bank account from their partner. While this financial unfaithfulness may appear as distrust in a relationship, in truth it may just be a form of financial protection.
With almost half of all marriages ending in divorce, men and women are realizing they need to be financially savvy, regardless of whether they are in a relationship.
The financial hardship on individuals after a divorce can be extremely difficult, even more so when children are involved. The lack of permanency in relationships, jobs and family life may be the cause of a growing trend to keep a secret bank account hidden from a partner; in other words, an "escape fund" .
Margaret's story is far from unique. She is a representative of a growing number of women in long-term relationships who are becoming protective of their own earnings.
Every month on pay day, she banks hundreds of dollars into a savings account she keeps from her husband. She has been doing this throughout their six-year marriage and has built a nest egg worth an incredible $100000 on top of her pension.
Margaret says if her husband found out about her secret savings he'd hurt and would interpret this as a sign she wasn't sure of the marriage. "He'd think it was my escape fund so that financially I could afford to get out of the relationship if it went wrong. I know you should approach marriage as being forever and I hope ours is, but you can never be sure."
Like many of her fellow secret savers, Margaret was stung in a former relationship and has since been very guarded about her own money.
Coming clean to your partner about being a secret saver may not be all that bad. Take Colleen, for example, who had been saving secretly for a few years before she confessed to her partner. “I decided to open a savings account and start building a nest egg of my own. I wanted to prove to myself that I could put money in the bank and leave it there for a rainy day.”
"When John found out about my secret savings, he was a little suspicious of my motives. I reassured him that this was certainly not an escape fund and that I feel very secure in our relationship. I have to admit that it does feel good to have my own money on reserve if ever there are rainy days in the future. It's sensible to build and protect your personal financial security."

单选题 The trend to keep a secret bank account is growing because ______.

【正确答案】 A

【答案解析】本题为推论题，答案是A：“私房钱”有助于应急。文章第1段谈到：美国有36%的人对自己的伴侣保密个人银行账户。为什么会出现这样一种趋势呢?作者通过若干事例就这一现象做了具体的分析。第8段用Colleen为例，她偷偷地在银行存款已经好些年了，最后告诉了丈夫这一秘密(had been saving secretly for a few years before she confessed to her partner．)。她之所以将钱存入银行，是为了以防万一，应付急需(put money in the bank and leave it there for a rainy day)。由此可推断正确A。这里有两点需要特别注意：一是“escape fund”，照字面意思为“逃避资金”，意译为“私房钱’，二是rainy day，困难的日子，可能有特殊需要的日子，如：against a rainy day未雨绸缪。

单选题 The word "savvy" (Line 2, Para.2) probably means ______.

单选题 Which inference can we make about Margaret?

单选题 The author mentions Colleen's example to show ______.

【正确答案】 D

【答案解析】本题为细节题，答案是D：披露经济状况不一定是件坏事。参见文章第8段：Coming clean to your partner about being a secret saver may not be all that bad，其大意是；向你的伴侣全盘招供秘密存款这类事也许并没有想象得那么糟糕。根据这句话以及下文的结果，可判断正确D。两处词语理解：come clean全盘招供；not be all that bad全然没有那么糟糕。

单选题 Which of the following best summarizes this passage?

【正确答案】 A

【答案解析】本题为主旨题，答案是A：秘密存款者。根据整篇文章的内容可做出此判断。文章第1段谈到：美国有36%的人对自己的伴侣保密个人银行账户，然后用若干事例就这一现象做了具体的分析，提出很多人背着配偶偷偷存款是担心婚姻不稳定，以备婚姻破裂之后的急需，所以正确A。其他选项：选项B．Love Is What It's Worth爱是其所值的价，选项C．Banking Honesty存款的诚实，选项D．Once Bitten，Twice Shy一次被咬，下次胆小，显然均不符合题意。