单选题 Plato asked "What is man?" and St Augustine asked "Who am I?" A new breed of criminals has a novel answer: "I am you!" Although impostors have existed for ages, the growing frequency and cost of identity theft is worrisome. Around 10m Americans are victims annually, and it is the leading consumer-fraud complaint over the past five years. The cost to businesses was almost $ 50 billion, and to consumers $ 5 billion, in 2002, the most recent year that America's Federal Trade Commission collected figures.
After two recent, big privacy disasters, people and politicians are calling for action. In February, ChoicePoint, a large data-collection agency, began sending out letters warning 145,000 Americans that it had wrongly provided fraudsters with their personal details, including Social Security numbers. Around 750 people have already spotted fraudulent activity. And on February 25th, Bank of America revealed that it lost data tapes that contain personal information on over 1m government employees, including some Senators. Although accident and not illegality is suspected, all must take precautions against identity theft.
Faced with such incidents, state and national lawmakers are calling for new regulations, including over companies that collect and sell personal information. As an industry, the firms--such as ChoicePoint, Acxiom, LexisNexis and Westlaw--are largely unregulated. They have also grown enormous. For example, ChoicePoint was founded in 1997 and has acquired nearly 60 firms to amass databases with 19 billion records on people. It is used by insurance firms, landlords and even police agencies.
California is the only state with a law requiring companies to notify individuals when their personal information has been compromised--which made ChoicePoint reveal the fraud (albeit five months after it was noticed, and after its top two bosses exercised stock options ). Legislation to make the requirement a federal law is under consideration. Moreover, lawmakers say they will propose that rules governing credit bureaus and medical companies are extended to data-collection firms. And alongside legislation, there is always litigation. Already, ChoicePoint has been sued for failing to safeguard individuals' data.
Yet the legal remedies would still be far looser than in Europe, where identity theft is also a menace, though less frequent and costly. The European Data Protection Directive, implemented in 1998, gives people the right to access their information, change inaccuracies, and deny permission for it to be shared. Moreover, it places the cost of mistakes on the companies that collect the data, not on individuals. When the law was put in force, American policymakers groaned that it was bad for business. But now they seem to be reconsidering it.

单选题 Plato and St Augustine are mentioned in the text to
【正确答案】 D
【答案解析】[解题思路] 目的细节题。任何放在文章开头的例子、人物、引语都是要引出文章的主题。
单选题 According to paragraph 2, which of the following is true?
【正确答案】 A
【答案解析】[解题思路] 判断题。文章第二段说:二月份,ChoicePoint开始给145000个美国人发信警告他们说,该公司错误地把他们的包括社会福利号在内的个人信息提供给了骗子。证明ChoicePoint这个公司对该信息泄露负责。
单选题 The real reason for ChoicePoint's fast expansion is that
【正确答案】 D
【答案解析】[解题思路] 原因细节题。文章第三段末尾一句说:保险公司、房东甚至连警察机构都利用这一公司。证明它所提供的信息对很多人是有用的。其他几个选项都是现象,而非原因。
单选题 ChoicePoint revealed the fraud because
【正确答案】 B
【答案解析】[解题思路] 原因细节题。文章第四段第一句说:只有加州有法律要求公司在个人信息受到侵害时应通知个人——这使得ChoicePoint揭露了该欺诈行为。由此可见原因在于地方立法。
单选题 It can be inferred from the last paragraph that
【正确答案】 B
【答案解析】[解题思路] 推理题。文章最后一句说:但是现在美国的政策制定者们好像要重新考虑一下了。证明他们也可能会借鉴欧洲的法律。其他几个选项都恰恰与事实相反。