单选题 Financial independence is one of the many markers used to designate the crossover from childhood into young adulthood, and it's a milestone most Americans think young adults should reach by the age of 22. But that's not the reality for most young adults who've reached this age.
The share of young adults who could be considered 'financially independent' from their parents by their early 20s has gone down somewhat in recent decades. A new Pew Research Center analysis of Census Bureau data finds that, in 2018, 24% of young adults were financially independent by age 22 or younger, compared with 32% in 1980.
Looking more broadly at young adults aged 18 to 29, the share who are financially independent has been largely stable in recent decades. Overall, young men are more likely than young women to be financially independent, but this gender gap has diminished significantly.
The new survey findings underscore the extent to which many young adults are financially reliant on their parents. Some 45% of adults aged 18 to 29 say they have received a lot of or some financial help from their parents in the past 12 months. According to parents of young adults, those shares may be even higher. About six-in-ten parents with children aged 18 to 29 say they have given their kids at least some financial help in the past year.
A majority of young adults who have received financial help from their parents say at least some ofit was for recurring expenses. Six-in-ten say the money went toward household expenses such as groceries or bills, and significant shares used it to pay their tuition, rent or mortgage.
Beyond financial independence, the pace with which young adults are reaching other markers of adulthood has slowed significantly over the past several decades. Today's young adults are staying in school longer and are marrying and establishing their own households later than previous generations. A growing share are living in their parents' homes well into their 20s and even early 30s. Some of these changes are linked to economic challenges, while others may represent a rearrangement of goals and priorities.

单选题 What does the author try to imply in Paragraph 1? ______

A、 Financial independence is vital to being a young adult.
B、 Financial independence marks the start of adulthood.
C、 Most young Americans live their life in a unique way.
D、 Many American young adults depend on their parents.

【正确答案】 D

【答案解析】 第一段提到，经济独立是未成年人转变为成年人的众多标志之一，是大多数美国人认为年轻人在22岁之前应该达到的一个里程碑，但对于大多数达到这个年龄的年轻人来说，实际情况并非如此。由此可知，大部分美国人认为年轻人在22岁前应当实现经济独立，但是对于大部分年轻人而言，事实并非如此，即作者想表明的是大部分美国年轻人依靠父母生活。 [参考译文] 经济独立是未成年人转变为成年人的众多标志之一，是大多数美国人认为年轻人在22岁之前应该达到的一个里程碑。但对于大多数达到这个年龄的年轻人来说，实际情况并非如此。近几十年来，那些20岁出头可被视为已脱离父母获得“经济独立”的年轻人的比例有所下降。皮尤研究中心对美国人口普查局数据的一项新的分析发现，2018年，在22岁或以下的年轻人中，有24%实现了经济独立，而1980年这一比例为32%。从更广的范围来看，18至29岁的年轻人中，经济独立的比例在最近几十年基本保持稳定。总体而言，年轻男性比年轻女性更有可能在经济上独立，但这种性别差距已显著缩小。新的调查结果强调了许多年轻人在经济上依赖父母的程度。在18至29岁的成年人中，约45%的人说他们在过去12个月里从父母那里得到了很多或一些经济上的帮助。在年轻人的父母看来，这些比例可能更高。有18至29岁孩子的父母中，约有六成表示，他们至少在过去一年里给了孩子一些经济上的帮助。大多数从父母那里获得经济帮助的年轻人表示，其中至少有一部分用于经常性开支。十分之六的人说，这些钱被用于日常开销，如购买杂货或支付账单，还有相当一部分被用来支付学费、房租或偿还抵押贷款。除了经济独立外，在过去几十年里，年轻人达到其他成年标志的速度也明显放缓。今天的年轻人在学校里待的时间更长，结婚成家的时间也比前几代人晚。越来越多的人在20多岁甚至30岁出头还住在父母家里。其中一些变化与经济上带来的挑战有关，而另一些则可能是目标和优先事项的重新安排。

单选题 What is the change between young Americans in 2018 and those in 1980? ______

A、 The latter have more financial knowledge.
B、 The latter have less sense of social responsibility.
C、 The former are more ambitious than the latter.
D、 The former are less financially independent.

【正确答案】 D

【答案解析】 第二段第二句提到，皮尤研究中心对美国人口普查局数据的一项新的分析发现，2018年，在22岁或以下的年轻人中，有24%实现了经济独立，而1980年这一比例为32%。由此可知，和1980年相比，2018年22岁或不到22岁的年轻人经济独立的百分比下降了，即经济独立性更差了，故本题应选D。

单选题 What do we learn about the age-group of 18 to 29 in the U.S.? ______

A、 Young women are fast catching up with young men financiaily.
B、 Young men are more vulnerable to bankruptcy than young women.
C、 The past decade witnessed a dramatic financial change among them.
D、 About 45% of them have got financial support from their friends.

【正确答案】 A

【答案解析】 第三段提到，从更广的范围来看，18至29岁的年轻人中，经济独立的比例在最近几十年基本保持稳定，总体而言，年轻男性比年轻女性更有可能在经济上独立，但这种性别差距已显著缩小。也就是说，对18至29岁的美国年轻人而言，女性的经济独立性和男性的经济独立性差距已经显著缩小。由此可推断，18至29岁的美国年轻女性在财务方面正在逐渐赶上18至29岁的美国年轻男性。

单选题 What do young Americans say about the financial assistance they received from their parents? ______

A、 Most of them say it was used to cover unexpected expenses.
B、 More than half of them say it was for household expenses.
C、 Many say a great amount of it went toward entertainment.
D、 Some say a small share of it was about paying tuition or rent.

【正确答案】 B

【答案解析】 第五段提到，大多数从父母那里获得经济帮助的年轻人表示，其中至少有一部分是用于经常性开支，十分之六的人说，这些钱被用于日常开销，如购买杂货或支付账单，还有相当一部分被用来支付学费、房租或偿还抵押贷款。由此可知，十分之六(也就是超过一半)从父母那里获得经济帮助的年轻人表示他们把父母给的钱用在了日常开销方面，故本题应选B。

单选题 What is said about the young adults nowadays in the U.S.? ______

A、 The pace with which they reach markers of adulthood is speeding up.
B、 An increasing percent of them would like to live separately from their parents.
C、 They tend to spend more years in schooling and delay their marriage age.
D、 They are more likely to be financially independent after getting married.

【正确答案】 C

【答案解析】 最后一段第二、三句提到，今天的年轻人在学校里待的时间更长，结婚成家的时间也比前几代人晚，越来越多的人在20多岁甚至30岁出头还住在父母家里。由此可知，如今的美国年轻人在学校读书时间更长，结婚更晚，故本题应选C。