单选题
{{B}}Section One{{/B}}
Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.

A、 Lending covenants now are often made at compound interest.
B、 Lending transactions now are often made at compound interest.
C、 Lending decisions now are often made at compound interest.
D、 Lending proposals now are often made at compound interest.

【正确答案】 B

【答案解析】[听力原文] More common for lending transactions today is compound interest. 录音指“现今复利对于贷款交易更加常见”。lending transactions贷款交易。lending covenants贷款保证契约。lending decisions贷款决策。lending proposals贷款申请。

A、 Assuming inappropriately large financial risk can cause investors to lose sleep.
B、 Financial risk will not cause investors to lose sleep.
C、 Seeking to maximize profits appropriately can cause investors to lose sleep.
D、 No matter how much they earn, the investors will lose sleep.

【正确答案】 A

【答案解析】[听力原文] Seeking to maximize profits by assuming inappropriately large financial risk can cause investors to lose sleep. 录音单句的意思为“通过承担相当大的不合适的金融风险来寻求最大的利润会使投资者失眠。”

A、 We are the credit card holders.
B、 We are the bank who can encash the card.
C、 We are the credit card company.
D、 We stopped your card losing.

【正确答案】 C

【答案解析】[听力原文] If you lose this credit card, you have to notify us as soon as possible, so that we can put a stop on your lost card. 单句的意思为“如果您丢失了这张卡，您得尽快通知我们，我们将让别人无法使用您的卡。”可见说话者应为信用卡公司。

A、 A bank or insurance company issues an advance payment bond.
B、 A bank or insurance company issues a tender bond.
C、 A bank or insurance company issues a maintenance bond.
D、 A bank or insurance company issues a performance bond.

【正确答案】 D

【答案解析】[听力原文] A bank or insurance company issues a document to guarantee that exporter will supply the goods or services as the required standard. 单句的意思为“银行和保险公司发行单据以保证出口商按照规定的标准提供货物和服务。”performance bond履约保函。advance payment bond预付款保函。tender bond投标保证金。maintenance bond保修协议。

A、 There is a higher rate of interest on deposit account.
B、 There is a higher rate of interest on savings account.
C、 The rate of interest on deposit accounts is always much higher than that on savings accounts.
D、 The rate of interest on deposit accounts is usually much lower than that on savings accounts.

【正确答案】 A

【答案解析】[听力原文] The rate of interest on savings accounts is usually a little lower than that on deposit accounts. 单句意思为“储蓄账户利率通常比定期存款利率低”。