A、 They lend money to students who cannot afford the tuition.
B、 They offer information about daily interest rate.
C、 They help young people watch over their money.
D、 They offer financial advice to young people.

【正确答案】 C

【答案解析】短文开始部分提到，相对于储蓄，年轻人可能更善于花钱：但是一些新的银行网站正在试图改变这种状况这些网站为年轻人提供所需的信息和工具，帮助他们管理自己的钱财。

A、 Because SmartyPig makes him careful with his money.
B、 Because SmartyPig helps him realize his financial goal.
C、 Because the local bank is less convenient.
D、 Because SmartyPig can offer him a loan.

【正确答案】 A

【答案解析】短文中提到，Scott并没有把自己赚的钱存在当地银行，而是使用网络银行服务SmartyPig，这个网站可以控制他花钱的冲动。即SmartyPig帮助Scott细心管理自己的钱财，而不是乱花钱。

A、 After he had a new baby.
B、 After he came back from a vacation.
C、 After he bought an iPhone for his child.
D、 After he opened a college savings account for his child.

【正确答案】 D

【答案解析】短文最后部分提到，Ferrari说他为新出生的孩子开设了大学储蓄账户之后开办了SmartyPig。