填空题 Below is an article giving advice to small business owners. Choose one sentence (A-H) to go in each gap (1-6). (One sentence is not needed.)
Eight winning tips to make your financial plan profitable
Create a financial plan: Estimate how much revenue you expect to bring in each month, and project what your expenses will be. If you need it, get help from business planning books, software, F.
Review the plan monthly: Even if time is taken to prepare a financial plan with profit and loss projections, it often sits in a desk drawer. {{U}} {{U}} 11 {{/U}} {{/U}}; you have to review it regularly.
Lost profits can't be recovered: When comparing your projections to reality and finding earnings too low or expenses too high, the conclusion often is, 'I'll make it up later.' The problem is that you really can't make it up later. {{U}} {{U}} 12 {{/U}} {{/U}}.
Make adjustments right away: If revenues are lower than expected, increase efforts in sales and marketing or look for ways to increase your rates. If overhead costs are too high, find ways to cut back. There are other businesses like yours around. {{U}} {{U}} 13 {{/U}} {{/U}}
Think before you spend: When considering any new business expense, including marketing and sales activities, evaluate the increased earnings you expect to bring in against its cost before you proceed to make a purchase.
Don't be afraid to hire: Retailers and restaurateurs wouldn't consider operating without employees, but many service businesses limit themselves by being understaffed. {{U}} {{U}} 14 {{/U}} {{/U}}. You can better use your talents for generating revenue than for running errands and filing.
Pay yourself a salary: If you are incorporated, you may already be doing this. {{U}} {{U}} 15 {{/U}} {{/U}}. Each month that your business meets its profitability goal, pay yourself the full amount. When you miss your target, dock your 'pay' and when you exceed it, pay yourself a 'bonus'.
It's about profit, not revenue: It doesn't matter how many thousands of dollars you are bringing in each month if your expenses are almost as high, or higher. {{U}} {{U}} 16 {{/U}} {{/U}}. Don't be one of them.
A. Almost any business can benefit from hired or contracted help
B. Every month profits are too low is a month that is gone forever
C. When you get your annual tax bill, it may be too late
D. If not, allocate an amount to owner's compensation on a monthly basis
E. It's not enough to have a plan
F. or ask an accountant
G. What is their secret for operating profitably?
H. Many high-revenue businesses have gone under for this very reason
问答题 Write down six different types of cost a manufacturing company has.
Overhead costs
Marketing costs
【正确答案】material costs administrative costs distribution costs labour costs research and development costs finance costs fixed costs direct costs rent advertising expenditure maintenance costs capital expenditure
【答案解析】