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explain promise apologize thank admit refuse suggest advise
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Why don't you think it over for a few days and get back to me?
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I'm afraid we cannot extend your overdraft.
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I think you should consider our terms before making a decision.
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I'll definitely let you have the details tomorrow.
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It appears that we made a mistake on your October statement.
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You understand that the bank will want about 120% in securities to cover this credit.
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We are very sorry for the delay in replying your request.
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