【正确答案】正确答案： American Health Plan There is no national health plan for Americans. / But there are many programs available for this purpose. / Many people have health plans at the companies where they work. / Under these plans, the company pays a fixed sum of money regularly into a fund. / Then when the employee needs medical help, / he can use money from the fund to pay for it. / Other people have health insurance. / They pay insurance premiums each month to insurance companies / which then pay for medical expenses when they are needed. /