【正确答案】 A

【答案解析】[听力原文]28-30 Commercial banks provide long - term Mortgage Loans to borrowers to purchase houses or land. The ownership of the property remains in mortgagees and the possession of property usually remains in mortgagors unless and until the occurrence of default or full repayment. Maturity of such loans is usually 30 years and the interest rates are fixed. Maximum amount of such loans is 70% of the property value, and the balance should be paid in cash as down payment. A home mortgage plan is much more than a mortgage loan. It has additional benefits. For example, the loan amount is up to 85 % of borrower's property value, and repayment periods are up to 30 years. Repayment schemes include straight line repayment schemes, reducing balance repayment schemes, step - up repayment schemes, and fortnightly repayment option. Other financial services include home owner's overdraft, up to HK $ 400,000 decoration loan, with a repayment period of up to three years. 28. What's the maximum amount of mortgage loans?

【正确答案】 C

【答案解析】[听力原文] What's the repayment period for decoration loan?

【正确答案】 C

【答案解析】[听力原文] How many repayment schemes are mentioned in this passage?