单选题

单选题 A. It means being convenient to be carried.
B. It means being readily to be divided.
C. It means being easily identified.
D. It means being carried in a big basket.

【正确答案】 A

【答案解析】[解析]
M: The paper money required little effort to carry. If you need large amount of money, you can use a check or credit card to make the payment.
W: This nature of money is called portability and it provides convenience in settling transactions.
Q: What does the word portability mean?

portability意为“可携带，轻便”。纸币易于携带，但如果要携带大量的钱的话，最好是用信用卡。

单选题 A. Four. B. Two. C. Three. D. Five.

【正确答案】 C

【答案解析】[解析]
M: What margins will the lending bank charge?
W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.
Q: How many factors do margins charged by the lending bank mainly depend on?

录音原文提到Margins mainly depend on…the rate of interest shah be firm．所以C选项正确。

单选题 A. A contractual arrangement. B. A counterpart.
C. Many types of risks. D. Credit risk.

【正确答案】 D

【答案解析】[解析]
M: Can you give an example of types of risks Banks face?
W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform according to a contractual arrangement.
Q: What are they talking about?

他们在谈论银行所面临的风险，女士说“The major type of risks is called credit risk.”，所以D选项符合题意。

单选题 A. Bills of lading. B. Consular invoice.
C. Insurance policy. D. Certificate of origin.

【正确答案】 B

【答案解析】[解析]
M: Could you tell me what specific document you will provide?
W: Together with the draft, we'll also send you a complete set of bills of lading, an invoice, an export license, an insurance policy, a certificate of origin, and a certificate of inspection.
Q: What document the woman did not mention?

录音原文中只提到了an invoice，并没有提到consular invoice，所以B选项是文中没有提到的。

单选题 A. He got a credit card of his friend and come to ask how to use it.
B. He got a card and did not know whose card it is.
C. He has lost his credit card and come to ask what to do.
D. He has found a credit card and come to ask what to do.

【正确答案】 C

【答案解析】[解析]
M: I've lost my credit card issued by your bank. What should I do, please?
W: I am sorry for that. But you have to go to that counter over there for the card business.
Q: Why does the customer come to the bank?

录音原文中男士说：I've lost my credit card issued by your bank，即他丢失了信用卡，来银行想知道该怎么办。