Jillian Best is choosing between two mutual funds. Fund A has a front-end load of 4 percent, a net asset value (NAV) of $60.00, and an expected return of 13.0 percent. Fund B has a redemption fee of 1.5 percent, a NAV of $27, and an expected return of 10 percent. Jillian will invest $50000 in either fund. Which of the following statements is most accurate if Jillian has a 6-month holding period? The（     ）。