To obtain an FHA mortgage for $50,000 or more, the home buyer must have a down payment equal to 4 percent of the first $25,000 of the mortgage amount and 5 percent of the portion in excess of $25,000. At settlement the buyer pay a mortgage insurance premium equal to 3 percent of the mortgage amount. What is the maximum FHA mortgage, if any a buyer can obtain if the buyer has only $6,000 available for the down payment and insurance premium?