单选题
Directions: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.

A、 Sight deposits.
B、 Certificates of deposit.
C、 Time deposits.
D、 Savings deposits.

【正确答案】 B

【答案解析】[听力原文] M: What are three types of bank deposits exactly? W: They are sight deposits, time deposits and certificates of deposit. Q: What do CDs indicate according to the dialogue? CDs(可转让大额存单)应指B项“存款单”。sight deposit活期存款。time deposit定期存款。savings deposit储蓄存款。

A、 Expanding business.
B、 Maintaining the stability of currency.
C、 Decreasing economic growth.
D、 Supervising the banking system.

【正确答案】 B

【答案解析】[听力原文] W: What do you think of the objective of monetary policies? M: It is to maintain the stability of currency and thereby promote economic growth. Q: What is the objective of monetary policies? 女士问的是货币政策的目标，男士的回答是"maintain the stability of currency"，即为了维持货币的稳定，所以选项B正确。

A、 To make a decision quickly.
B、 To make friends with the customer.
C、 To know the position of the customer.
D、 To examine the details of the financial statements.

【正确答案】 D

【答案解析】[听力原文] M: How to decide the amount of the loan granted to a banker's customer? W: The banker will examine the detailed financial statements of the customer before making a decision. Q: What should a banker do before a loan is made? 根据女士的回答，银行在贷款前会examine the detailed financial statements of the customer，D项正确。

A、 2,000 francs.
B、 20,000 francs.
C、 472 francs.
D、 472.20 francs.

【正确答案】 D

【答案解析】[听力原文] M: I'd like to draw two thousand francs on my account, please. W: I'm sorry, sir. Your account has a balance of 427.20 francs. Q: How much is left to the account? 根据女士的回答"427.20 francs"，即427.20法郎，所以答案应为D选项。

A、 To serve as a source of last resort.
B、 To be one of the major objectives.
C、 To transfer depositors' funds from one bank to another.
D、 To borrow emergency funds from the Fed.

【正确答案】 D

【答案解析】[听力原文] M: Banks may borrow emergency funds from the Fed to meet an unusual demand for cash by depositors. W: Thus, Fed serves as a source of last resort for emergency funds. It is one of the major objectives of the Federal Reserve System. Q: What will the banks do when there is an unusual demand for cash by depositors? 从男士的话“当存款人有大量的现金需求时，银行may borrow emergency funds from the Fed”，可知答案应为选项D。