【正确答案】 Online banking has a lot of advantages. Unlike your corner bank, online banking sites never close; they' re available 24 hours a day, seven days a week and they' re only a mouse click away. If you' re out of state or even out of the country when a money problem arises, you can log on instantly to your online bank and take care of business. Online bank sites generally execute and confirm transactions at or quicker than ATM processing speeds. Many online banking sites now offer sophisticated tools, including account aggregation, stock quotes, and portfolio managing programs to help you manage all of your assets more effectively.