Similar to a non-financial business, a
commercial bank obtains funds from creditors and shareholders; uses funds for
its raw materials labor, and recovers funds, hopefully in excess of the amount.
The raw materials purchased are funds instead of steel, clothing, or groceries.
As in non-financial business a band management's basic objective should be to
maximize the value of the owner's investment in the bank. Useful information on
the appropriate tradeoffs between made and risks taken is obtained from
relatively efficient markets for most publicly held banks. The management of
smaller banks seeks to achieve the highest returns for the risk level deemed
appropriate by the shareholders.
单选题
The recovery of funds of a commercial bank is ideally managed on a parallel with its expenditure.
【正确答案】
B
【答案解析】从段落中的第一句后半部分...and recovers funds, hopefully in excess of the amount可以推出。in excess of超过，a parallel with与…相同。
单选题
A commercial bank should try its best to increase the profits of its creditor and ownership sources.
【正确答案】
A
【答案解析】从文中第三句As in non-financial business a band management's basic objective should be to maximize the value of the owners investment in the bank. 可看出。the value of the owners investment所有者价值。
单选题
Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.
【正确答案】
B
【答案解析】文中倒数第二句Useful information…for most publicly held banks. 意指半强有效市场为绝大多数上市银行提供关于风险和收益相匹配的有用信息，而不是“半强有效市场能够提供关于商业银行信用价值的信息”。