A、 The majority of smart cards users are governments and commercial organizations.
B、 Many users of smart cards are powerful in governments and commercial organizations.
C、 The dominant users of smart cards are banks in China by now.
D、 The dominant users of smart cards used to he banks in China.

【正确答案】 A

【答案解析】[听力原文] Actually, in China by now, the dominant users of smart cards are not banks, but governments and commercial organizations. 单句意思为“事实上，目前在中国，智能卡的主要使用者不是银行，而是政府和商业机构。”B项对“dominant”一词理解有误，C项与句意相反，D项没有提及。

A、 If a remitting bank cannot take proper care in collection, the exporter will do it himself.
B、 If a remitting bank cannot fulfill its obligation in collection, the exporter will claim indemnify for it.
C、 If a remitting bank cannot take proper care in collection, it will lose a customer.
D、 If a remitting bank cannot fulfill its obligation in collection, it will cause loss to the exporter.

【正确答案】 C

【答案解析】[听力原文] If a remitting bank fails to take proper care in the outward collection, the exporter will soon transfer his account to one which does. 单句意思为“如果汇出行没能及时处理好出口托收，出口商将把它的账户立即转到另一家银行。”

A、 The customer should first notify the drawee bank of the loss of his draft.
B、 The customer should first notify the drawer bank of the loss of his draft.
C、 The customer should first notify the remitting bank of the loss of his draft.
D、 The customer should first notify the collecting bank of the loss of his draft.

【正确答案】 B

【答案解析】[听力原文] If a customer informs his bank that a draft which has been issued to him has been lost, the drawee bank should be noticed immediately. 单句意思为“当客户丢失了银行开给他的汇票，则应立即通知付款行。”

A、 The U.S. company has to exchange dollars for pounds to make settlement for the goods imported from U.K.
B、 The U.S. company must exchange some pounds for dollars before the transaction is made.
C、 The U.S. company may directly purchase goods in Britain in sterling pounds.
D、 The U.S. company must exchange dollars for euros first.

【正确答案】 A

【答案解析】[听力原文] If a U.S. company wants to purchase goods in Britain and the transaction is settled in sterling pounds, it has to exchange dollars for pounds first. 单句意思为“若一家美国公司要在英国购买货物，而交易又是以英镑结算，那么这家美国公司首先要将其美元兑换成英镑。”

A、 Cash is crucial to a country's economy.
B、 Money is crucial to a country's economy.
C、 Capital is crucial to a country's economy.
D、 Banks are crucial to a country's economy.

【正确答案】 D

【答案解析】[听力原文] Banks are crucial to a country's economy, they serve as the center point of the exchange of money throughout the economy. 录音说的是银行对一国的经济很重要。