填空题 Stocks, bonds, land people invest in different things and 1 . But all investors 2 They want to get more money out of their investment than they put into it.
The money they invest today 3 for future growth in the economy. But people can watch their own 4 take a wild ride as markets rise and fall. So investors have to decide 5 they are willing to take and for how long.
One choice for people who want a 6 is the money market. Usually individuals do this through money market mutual funds. Mutual funds are investment pools. They 7 many investors.
Money market mutual funds earn interest from 8 loans to government and businesses. But the return to investors is low because little risk is involved.
9 are loans, too. They have terms from 10 . The longer the term of a loan, the greater the risk that the investment will not be 11 . So notes and bonds usually pay higher interest rates than short-term bills or 12 .
Millions of people invest in bonds and other debt-based products. This is true especially as people 13 and want to reduce the level of risk in their investments. But over time, debt-based investments have 14 provided lower returns than stocks. Stock is a share of 15 in a business.
Common stock gives investors a vote on company 16 . It might also pay a small percentage of 17 , a dividend, one or more times a year. Not all stocks pay dividends. Some are valued more 18 .
Investing in stocks of individual companies can be very risky. Bad news can quickly 19 Instead, many people invest in stock mutual funds so their money goes into many different stocks. 20 mix stocks and bonds to spread risk--and capital--even more.