单选题 For health insurance, the United States has taken the road less traveled. The United States is the only rich country without universal health insurance. People in the United States spend the most, rely heavily on the private sector, and obtain care from the world's most complicated delivery system. While some supporters have expressed satisfaction, if not pride, in these remarkable qualities, others contend that the United States faces unique limitations in reforming health care.
In her exceptional book, Parting at the Crossroads, Antonia Maioni compares the formation of the U.S. and Canadian health-care systems for the years 1930-60. The United States and Canada are often considered the most similar of Western democracies. They share a common border, are wealthy, and have federal government. Their trade unions are only moderately powerful, and their populations are diverse and young. Nevertheless, their health-insurance systems are nearly opposite. The United States relies on a mix of government plans, targeted to the elderly and indigent, and employment-based plans, which the government indirectly supports. Canada offers public health insurance to all qualified residents, with the private sector providing supplementary 'services in some provinces.
Labor organizations became strong advocates for health-insurance reform in both countries. Their impact partially depended on political institutions and how other actors, particularly organized medicine, wielded them. Canada's governmental and electoral systems allowed labor to cooperate with a social democratic party in the Saskatchewan Province, which established a universal program. The Saskatchewan program demonstrated universal insurance feasibility, spurring the dominant Liberals to introduce a national universal program. In contrast, the U. S. electoral system effectively precluded third-party formation, forcing organized labor to dilute its health-insurance goals because it was one of many interests represented by the Democratic Party.
Maioni suggested that economic vitality is important for the future of both countries' systems, but the prognosis is uncertain. Despite recent concerns about the Canadian government's budgetary health, Maioni contends that widespread support protects universal insurance. Conversely, Maioni seems pessimistic about options for U.S. universal health insurance. Despite economic buoyancy, dissension will likely prevent reforms. Although a devastating economic downturn would make health finance difficult in either country, the U.S. system seems especially vulnerable. Employment-based insurance and Medicare both rely on labor market attachment. High, chronic unemployment could result in coverage loss and financial difficulties for employer insurance and Medicare, swelling the uninsured pool. Such a crisis could provide an opening for universal health insurance. In any case, whether the United States relies on the public or private sector, escalating health expenditures figure into budget of government, corporations, and families. The U.S. health care system's future may depend on Americans' willingness to devote more of their national income to health care.

单选题 From the first sentence we learn that the United States______.
【正确答案】 D
【答案解析】[考点] 主旨大意
[解析] 本题要求判断段落中心,答案多见于段首或段尾。第一段第一句话说,在医疗保险方面,美国走的是很少有人走的路,含义是美国的医疗保险制度与别国不同,所以D是正确选项。
[干扰项分析] 文章第一句只是说美国的保险制度与别国不同,但我们并不能由此推出这一做法正确与否,A选项错误。文章第一段第三句提到了美国采取了世界上最复杂的医疗服务系统,但单从文章第一句,我们不能推出这一结论以及美国人搞不清楚的问题,故B选项排除。第一段最后一句也提到了一些美国人对医疗服务的高质量表示满意,而一些人则认为在改革医疗服务上面临很多特别的限制,故改革满足大多数人的结论不能成立,C选项排除。
单选题 Canadian health-care systems are different from those of the U.S. in that______.
【正确答案】 A
【答案解析】[考点] 推理判断
[解析] 美、加两国医疗保险制度的区别主要在第二段最后两句话:美国依靠的是以老人和穷人为目标的政府计划与以就业为基础,受政府间接支持的计划相结合;而加拿大实施的是面向 所有合格居民的医疗保险制度,由私营部门在某些省提供补充服务项目。可见在美国,主要是私营企业负责其职员的医疗保险,政府对此只提供间接支持。而在加拿大,政府直接实施医疗保险,私营企业起补充作用。A选项为正确答案。
[干扰项分析] 第二段最后一句提到,加拿大的私营机构只是在几个省提供辅助服务,而B选项却说加拿大的私营机构扮演了一个更重要的角色,这与原文的意思恰好相反,故排除。第二段倒数第二句说,美国政府只提供间接支持的以就业为基础的计划,而C选项却把主语张冠李戴到加拿大政府,故C选项错误,排除。第二段提到了两国工会组织的力量都不是很强大,但这属于两国的共性,并不能构成加拿大医疗保险制度与美国不同的原因,故D选项也排除。
单选题 The vulnerability of the U.S. insurance systems lies in______.
【正确答案】 B
【答案解析】[考点] 事实细节
[解析] 这是一道细节题,应该在第四段中找答案。第四段指出,虽然急转直下的经济形势可能使两国医疗保险支出陷入困境,但美国经济将显得特别脆弱,因为以就业为基础的保险和医疗都依赖于劳动力市场的状况,故B是正确选项。
[干扰项分析] 文章第二段提到了美国的医疗保险依赖的是针对老年人和穷人的政府计划与以就业为基础、受政府问接支持的计划的组合,而A选项却说美国的保险系统未覆盖到穷人和老年人,这是完全与原文内容相反的说法,故排除。文章最后一句提到:“The U.s.health care system’s future may depend on Ameticans’willingness to devote more of their national income to health care”,但这是在探讨美国人的意愿与医疗体系未来的关系,与其现实的脆弱无关,故C选项排除。文章最后一段倒数第二句提到,不论美国是依赖公共机构还是私营机构,日益增长的医疗开支都会出现在政府、公司和家庭的预算中,这说明政府只是影响医疗开支的因素之一,故D选项的说法过于片面,排除。
单选题 The Saskatchewan program in Canada shows that______.
【正确答案】 B
【答案解析】[考点] 事实细节
[解析] 这也是一道细节题,针对加拿大Saskatchewan的项目,涉及的是第三段的内容。该段第四句话提到:这一计划说明全民保险计划的可行性,促使执政的自由党提出了全国性的全民保险计划。故选B选项,practicable和feasibility对应。
[干扰项分析] 文章第三段第一句提到,劳工组织在两国都成为医疗保险改革的有力倡导者,故劳工组织的积极作用是两国的共性,所以这并不单是加拿大萨斯喀彻温省的计划所表现的内容,A选项排除。第三段最后一句提到,美国的选举制度不允许与第三方组合,迫使劳工组织降低其医疗保险方面的目标,这是与加拿大萨斯喀彻温省的计划形成的对比,并不是其要显示的内容,故C选项排除。文中并没有提到选举制度对保险计划的影响,D选项属于无中生有,故排除。
单选题 The passage is most likely to be______.
【正确答案】 B
【答案解析】[考点] 主旨大意
[解析] 这道题是要求判断文章的体裁和中心。文章第二段提到了Maioni的书,第二、三、四段其实都是介绍书中的观点,所以这篇文章是一则书评,应选B选项。
[干扰项分析] 从全文来看.作者并没有采用正式的语体,而政府的研究计划属于正式文体的范畴,故A选项说法错误,排除。作者在首段提出美国医疗保险制度与别国不同的观点。后三段围绕第一段的观点分别陈述作出对比,只有在最后一段提到了经济活力对医疗保险系统的影响,故C选项“调查”的说法不成立,排除。纵观全文,我们可以看出作者对美国医疗保险系统采取的是一种客观的态度,故D选项所说的批判不成立,排除。