单选题
Directions: There are 10 blanks in the following passages. For each blank, there are four choices marked A, B, C and D. You are supposed to choose the best answer and mark the corresponding letter on the ANSWER SHEET by drawing a single line through the center.
{{B}}Passage One{{/B}}
The bank {{U}}(56) {{/U}} borrowers enough interest to pay the expense of the bank and have something left over for {{U}}(57) {{/U}}. The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. {{U}}(58) {{/U}} big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money {{U}}(59) {{/U}} to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to {{U}}(60) {{/U}} depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.
【正确答案】 C
【答案解析】句意:银行向贷款人索取足够的利息以支付银行日常开销,并保证部分盈余。这里表示索取费用的词是charge。receive收到。pay支付,交纳。
【正确答案】 A
【答案解析】银行除了维持其开销外还必须保证一定的利润。profit利润。interest利息。surplus剩余;留余额,公积金。surplus funds剩余基金。income(定期)收入。
【正确答案】 B
【答案解析】in the ease of就…而言,固定搭配。in consequence of由于,因为…的缘故。in conjunction with连同,共同,与…协力;连带着。
【正确答案】 A
【答案解析】句意:利息率取决于货币市场,当有足量的货币可供借出时,银行利息率就低。available可以得到的,可用的。costly昂贵的。adaptable能适应的。receivable可接收的。
【正确答案】 B
【答案解析】句意:当银根抽紧时,利息率会上升,储蓄银行会通过提供4%或4.5%甚至更高的利息率来吸引存款人。attract吸引。absorb吸收,absorb capital,吸收资金。mobilize动员。channel引导,开导。