单选题 Banks are not ordinarily prepared to pay out all accounts ; they rely on depositors(储户) not to demand payment all at the same time. If depositors should come to fear that a bank is not safe, that it cannot pay off all its depositors, then that fear might cause all the depositors to appear on the same day. If they did, the bank could not pay all accounts. However, if they did not all appear at once, then there would always be enough money to pay those who wanted their money when they wanted it. Mrs. Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925 several banks failed to open in a city where Mrs. Vaught lived. The other banks expected a run the next day, and so the officers of the bank in which Mrs. Vaught worked as a teller had enough money on hand to pay off their depositors. The officers simply told the tellers to pay on demand. The next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line made many think that the bank could not possibly pay off everyone, People began to push and then to fight for places near the tellers' windows. The power of the panic atmosphere was such that two tellers, though they knew that the bank was quite all right and could pay all depositors, drew their own money from the bank. Mrs. Vaught says that she had difficulty keeping herself from doing the same.

单选题 A bank run happens when ______.
【正确答案】 B
【答案解析】[解析] 文中第六行中“a terrifying bank run”的意思是“可怕的(银行)挤兑”,而本题的题干是问银行挤兑是在什么情况下发生,根据文章的解释,可知答案为B项。
单选题 The main cause of a bank run is ______.
【正确答案】 B
【答案解析】[解析] 本题的题干是问“银行发生挤兑的主要原因”,可以在文中第十一行找到答案,就是许多人都认为银行拿不出钱来给每个人。
单选题 Which of the following did Mrs. Vaught say?
【正确答案】 D
【答案解析】[解析] 文章最后一句话竹诉我们,“Mrs. Vaught觉得很难控制自己不去将自己的钱取出来”,因为当时的气氛非常恐慌,所以选项D正确。
单选题 According to the passage, the actions of the depositors of Mrs. Vaught's bank were affected mainly by the ______.
【正确答案】 C
【答案解析】[解析] 文章第五行,第六行告诉我们,“一些银行没有开门”,所以这就是为什么许多人跑到开门的银行去取钱的原因。