单选题 An analyst gathers the following information about Monument State Bank: Demand deposits $ 400 million. Loans and securities $ 260 million. Reserve requirement 10%. The bank has a total of $ 50 million in cash and deposits with the Federal Reserve. Monument Stare Bank is in a position to make additional loans of:

A、

A. $ 5 million.
B、

B. $10 million.
C、

C. $ 26 million.

【正确答案】 B

【答案解析】( Demand deposits) ( reserve requirement) = required reserves (400)×(0.1) = 40 Actual reserves (50) -required reserves (40) =excess (10) The bank can lend $10 million.